Elephant Insurance Reviews: Everything You Need to Know

Are you in the market for car insurance and considering Elephant Insurance? If so, you’ve come to the right place. In this article, we’ll provide an in-depth review of Elephant Insurance, including its coverage options, cost, customer service, and more.

What is Elephant Insurance?

Elephant Insurance is a subsidiary of Admiral Group, a UK-based insurance company, that specializes in providing car insurance to drivers in the United States. Founded in 2009, Elephant Insurance prides itself on offering affordable car insurance while providing exceptional customer service.

Currently, Elephant Insurance is available in the following states: Illinois, Indiana, Maryland, Tennessee, Texas, and Virginia.

Coverage Options

Elephant Insurance offers a variety of coverage options to meet your specific needs. Here are some of the options available:

Coverage Option
Protects you from financial loss if you’re responsible for an accident that causes injury or property damage
Covers damage to your vehicle if you’re involved in a collision
Protects you against damage to your vehicle caused by something other than a collision, such as theft or natural disasters
Uninsured/Underinsured Motorist
Protects you if you’re involved in an accident with someone who doesn’t have insurance or doesn’t have enough insurance to cover the damages

In addition to these coverage options, Elephant Insurance also offers the following add-ons:

  • Roadside Assistance
  • Rental Reimbursement


One of the biggest factors when choosing car insurance is cost. How much can you expect to pay for coverage from Elephant Insurance?

Like most insurance providers, the cost of your policy will depend on a variety of factors, including your driving record, the type of car you drive, and your location. However, Elephant Insurance is known for offering affordable rates, often undercutting its competitors.

Customer Service

Customer service is another important factor when choosing an insurance provider. How does Elephant Insurance stack up in this regard?

According to customer reviews, Elephant Insurance has a reputation for providing exceptional customer service. Customers praise the company for its efficient claims process and helpful representatives.

Additionally, Elephant Insurance has a user-friendly website and mobile app, making it easy for customers to manage their policies and file claims.


How do I file a claim with Elephant Insurance?

If you need to file a claim with Elephant Insurance, you can do so online or by calling the company’s claims hotline. Once you’ve reported the claim, an adjuster will be assigned to your case, and they will guide you through the process.

How can I pay my Elephant Insurance premium?

Elephant Insurance offers several payment options, including online payments, automatic payments, and payments by mail.

Can I customize my Elephant Insurance policy?

Yes, Elephant Insurance offers a wide range of coverage options, allowing you to customize your policy to meet your specific needs.

What discounts are available through Elephant Insurance?

Elephant Insurance offers several discounts to help customers save money on their premiums. These include discounts for safe driving, bundling policies, and more.

Is Elephant Insurance a good choice for young drivers?

Yes, Elephant Insurance offers affordable rates, making it a good choice for young drivers who are looking for their first car insurance policy.


Overall, Elephant Insurance is a great choice for anyone looking for affordable car insurance with excellent customer service. With a variety of coverage options to choose from and a reputation for providing competitive rates, Elephant Insurance is definitely worth considering when shopping for car insurance.