Does AAA offer travel insurance?

Travel insurance can provide peace of mind for travelers by protecting them from unexpected situations such as trip cancellations, medical emergencies, and lost or stolen luggage. One popular provider of travel insurance is AAA, which is known for its roadside assistance services. In this article, we will explore whether AAA offers travel insurance and what types of coverage are available.

What is AAA?

AAA, or the American Automobile Association, is a not-for-profit organization that provides a variety of services to its members. These services include roadside assistance, travel planning, and discounts on products and services. AAA has been around since 1902 and has over 60 million members across the United States and Canada.

Does AAA offer travel insurance?

Yes, AAA does offer travel insurance to its members. In fact, AAA is one of the largest providers of travel insurance in the United States. The organization offers a variety of travel insurance plans, including:

The price of each plan varies depending on factors such as the age of the traveler, the duration of the trip, and the level of coverage chosen.

What types of coverage does AAA travel insurance offer?

AAA travel insurance offers a variety of coverage options for its members, including:

Trip cancellation/interruption

This coverage can reimburse travelers for non-refundable trip expenses if they are unable to travel due to a covered reason, such as illness or severe weather. It can also provide reimbursement for additional expenses if the trip is interrupted due to a covered reason, such as a family emergency.

Emergency medical

This coverage can provide reimbursement for medical expenses incurred during the trip, including hospital stays, doctor visits, and prescription medications. It can also provide coverage for emergency medical evacuation if the traveler becomes seriously ill or injured.

Baggage

This coverage can provide reimbursement for lost, stolen, or damaged luggage and personal belongings during the trip.

Travel accident

This coverage can provide a lump-sum payment if the traveler is injured or killed in an accident during the trip.

What are some frequently asked questions about AAA travel insurance?

How do I purchase AAA travel insurance?

AAA travel insurance can be purchased online, by phone, or in person at a AAA branch location.

Can I purchase AAA travel insurance if I am not a member?

No, you must be a AAA member to purchase travel insurance through the organization. However, non-members can join AAA in order to take advantage of its travel insurance offerings.

What is the maximum trip duration covered by AAA travel insurance?

The maximum trip duration covered by AAA travel insurance varies depending on the plan chosen. The Basic and Deluxe plans cover trips up to 180 days in length, while the Essential plan covers trips up to 31 days in length.

What is the maximum coverage limit offered by AAA travel insurance?

The maximum coverage limit offered by AAA travel insurance varies depending on the plan chosen and the type of coverage. The Basic and Essential plans offer up to $25,000 in emergency medical coverage, while the Deluxe plan offers up to $500,000. The Basic and Deluxe plans offer up to $1,000 in baggage coverage, while the Essential plan offers up to $500.

Can I cancel my AAA travel insurance policy?

Yes, you can cancel your AAA travel insurance policy within a certain period of time after purchase for a full refund. The length of this period varies depending on the state in which the policy was purchased.

In conclusion, AAA does offer travel insurance to its members, with a variety of coverage options and price points to choose from. Travelers should carefully consider their needs and travel plans before purchasing a policy, and should also review the terms and conditions of the policy in order to fully understand what is covered and what is not.