Get Coverage From Costco Auto Insurance and Save Big

Are you in the market for affordable car insurance? Look no further than Costco Auto Insurance! Known for their bulk shopping deals, Costco also offers car insurance coverage through their partnership with Ameriprise. This article will cover everything you need to know about Costco car insurance, including the company’s history, coverage options, discounts, and frequently asked questions.

History of Costco Car Insurance: Ameriprise

Costco’s partnership with Ameriprise began in 2001 as a way to offer exclusive insurance benefits to their members. Ameriprise is a well-established insurance company that offers a range of products including auto, home, and life insurance. Costco members can benefit from the company’s competitive rates and exceptional customer service.

Ameriprise is a Fortune 500 company and has been in business for over 125 years, making it one of the oldest insurance companies in the United States. Their longevity and experience in the industry inspire trust in their customers.

Ameriprise Insurance Coverage Options

Ameriprise offers several coverage options to protect you and your vehicle, including:

Coverage Type
What it Covers
Bodily Injury Liability
Covers injuries or death to others if you are at fault in an accident.
Property Damage Liability
Covers damage to other people’s property if you are at fault in an accident.
Collision
Covers damage to your vehicle from a collision with another car.
Comprehensive
Covers damage to your vehicle from non-collision incidents like theft or weather damage.
Uninsured/Underinsured Motorist
Covers you if you are in an accident with someone who does not have insurance, or does not have enough insurance to cover the damages.

Note that the availability of these coverage options may vary depending on your state and policy.

Costco Car Insurance Discounts

Costco members can enjoy several discounts on their Ameriprise car insurance policy. Here are some of the most common discounts:

  • Multi-policy discount: if you have more than one insurance policy with Ameriprise, like home and auto insurance, you can save on your premiums.
  • Safe driving discount: if you have a clean driving record and no claims in the past three years, you may qualify for a discount.
  • Good student discount: if you or your child is a full-time student with a B average or better, you may qualify for a discount.
  • Vehicle safety discount: if your vehicle has certain safety features like anti-lock brakes or airbags, you may qualify for a discount.

These discounts are just a few examples of the savings you can enjoy as a Costco member. Be sure to ask your Ameriprise agent about all the discounts available to you.

FAQ About Costco Car Insurance

1. How do I buy Costco car insurance?

To buy car insurance through Costco, you must be a Costco member. Visit their website to get a quote or call a representative to purchase a policy. You can also visit a Costco Auto Program participating dealership to purchase insurance through Ameriprise.

2. Is Costco car insurance a good deal?

Costco car insurance offers competitive rates, exceptional customer service, and exclusive discounts for members. These benefits make it a good deal for many drivers. However, it’s important to compare quotes from multiple insurance companies to ensure you’re getting the best deal for your unique needs.

3. How do I file a claim with Ameriprise?

To file a claim with Ameriprise, call their claims center at 1-800-872-5246. You can also file a claim online through the Ameriprise website.

4. Can I cancel my Costco car insurance policy?

Yes, you can cancel your policy at any time by contacting your Ameriprise agent. However, be aware that cancelling your policy before the end of the term may result in a penalty fee.

5. How long does it take to get a quote from Costco car insurance?

Getting a quote from Costco car insurance typically takes less than 15 minutes. You will need to provide some basic information about yourself and your vehicle to get an accurate quote.

In Conclusion

If you’re looking for affordable car insurance with exclusive discounts, Costco car insurance may be the right choice for you. Partnering with Ameriprise, Costco offers competitive rates and exceptional customer service that have helped make them a leader in the auto insurance industry. Be sure to ask your Ameriprise agent about all the discounts available to you as a Costco member.