When it comes to owning a car, one of the biggest costs after buying the car itself is the cost of insurance. Insurance can vary greatly depending on the car you drive, your driving history, and other factors. In this article, we will focus on the cars with the cheapest insurance.
Factors That Affect Car Insurance Rates
Before we dive into the list of cars with the cheapest insurance, let’s take a look at the factors that affect car insurance rates:
- Driving history: If you have a history of accidents or traffic violations, your insurance rates will be higher.
- Location: Insurance rates can vary depending on where you live, with urban areas typically having higher rates.
- Age and gender: Younger drivers and male drivers typically have higher insurance rates.
- Credit score: Your credit score can also affect your insurance rates, with lower credit scores resulting in higher rates.
- Type of car: The make and model of your car can greatly affect your insurance rates, with some cars being more expensive to insure than others.
Cars With The Cheapest Insurance
Now that we know what factors affect car insurance rates, let’s take a look at the cars with the cheapest insurance:
Car |
Insurance Average |
Subaru Outback |
$1,392 |
Jeep Wrangler |
$1,416 |
Ford Escape |
$1,438 |
Subaru Forester |
$1,452 |
Honda CR-V |
$1,485 |
As you can see, SUVs and crossovers tend to have the cheapest insurance rates. This is because they are typically safer and have a lower risk of accidents compared to sports cars or luxury vehicles.
Frequently Asked Questions
What other factors may affect car insurance rates?
Other factors that may affect car insurance rates include the amount of coverage you want, your deductible, and whether you have any additional coverage like roadside assistance.
Is it possible to lower my car insurance rates?
Yes, there are several ways to lower your car insurance rates. These include maintaining a clean driving record, increasing your deductible, and taking advantage of any discounts offered by your insurance company such as safe driver discounts, multiple car discounts, or bundling your home and car insurance.
Do I need to purchase full coverage insurance?
Full coverage insurance is not always necessary, but it is recommended if you have a newer or more expensive car. Full coverage insurance includes comprehensive and collision coverage, which will protect your car in the event of an accident or other damage.
What should I do if I can’t afford car insurance?
If you can’t afford car insurance, you may be eligible for government assistance programs like Medicaid or the Children’s Health Insurance Program. You can also look into low-cost or no-cost insurance options in your state, or consider taking public transportation or carpooling to reduce your need for a car.
What should I look for when shopping for car insurance?
When shopping for car insurance, you should consider the type and amount of coverage you need, your deductible, and the cost of the policy. You should also research different insurance companies and read reviews from other customers to ensure you are getting the best coverage for your needs.
Rekomendasi:- Car With Cheapest Insurance If you are planning on purchasing a car, it is important to consider the insurance rates associated with the vehicle. The cost of insurance can vary greatly depending on the…
- Cheapest Car to Insure Buying a car is a big financial decision. It’s not just about the purchase price of the car, but also about the ongoing expenses that come with owning a car,…
- Cheapest Auto Insurance Near Me Auto insurance is an essential requirement to legally drive a car on the roads of the United States. However, finding the cheapest auto insurance in your area can be a…
- Cheapest Car Insurance in Las Vegas Car insurance is a mandatory requirement for all drivers in the United States. However, the cost of car insurance can vary depending on several factors, such as location, driving record,…
- The Ultimate Guide to Finding the Cheapest Car Insurance in… Are you looking for the cheapest car insurance in Illinois? You’re not alone. Car insurance can be expensive, but it’s also necessary if you want to legally drive on the…
- Cheapest Car Insurance: How to Get the Best Deal Car insurance is a necessary expense for drivers, but it doesn't have to break the bank. With some research and savvy shopping, you can find the cheapest car insurance that…
- Cheapest Cars on Insurance When it comes to buying a new car, the cost of insurance is an important factor to consider. Insurance premiums can vary greatly depending on the make and model of…
- Cars for Cheapest Insurance When it comes to owning a car, insurance is an important consideration. However, the cost of insurance can vary greatly depending on the make and model of the car. In…
- Cheapest Car Insurance in Alabama When it comes to owning a car in Alabama, having car insurance is a must. But with so many options out there, finding the cheapest car insurance can be overwhelming.…
- Cheapest Car Insurance in San Antonio: A Comprehensive Guide If you're a San Antonio resident looking for the cheapest car insurance, you've come to the right place. With so many car insurance providers out there, finding the best deal…
- Cars with Cheap Insurance: Factors to Consider If you're in the market for a new car, you're likely wondering about one of the biggest expenses that comes with car ownership - insurance. Finding a car with cheap…
- Cars Cheap Insurance for New Drivers Getting a car as a new driver is often an exciting experience. However, the joy is usually short-lived when it comes to insurance. Car insurance is usually expensive, particularly for…
- Cheapest Cars to Insure When shopping for a car, one of the most important factors to consider is the cost of insurance. While the make and model of a car can have a significant…
- States with cheapest car insurance When it comes to car insurance, the rates can vary widely depending on where you live. Car insurance is regulated on a state-by-state basis, and different states have different minimum…
- Georgia Cheapest Car Insurance: A Comprehensive Guide If you are a driver in Georgia, finding affordable car insurance can be a challenge. With so many options available, it can be overwhelming to know where to start. However,…
- Cheapest Car Insurance Quote Car insurance is a necessary expense for every car owner. It protects you and your vehicle from financial loss in case of accidents, theft, or damage. However, finding the cheapest…
- Cheapest Car Insurance: How to Get Affordable Car Insurance Car insurance is a necessary expense for every car owner, but it doesn't have to be expensive. With so many car insurance companies available, finding the cheapest car insurance can…
- Cheapest FL Car Insurance: How to Get the Best Rates Car insurance is a necessary expense for drivers in Florida. Not only is it required by law, it also provides financial protection in the event of an accident. The cost…
- What's the Cheapest Car Insurance? When it comes to car insurance, finding the cheapest option can be a top priority for many drivers. With so many insurance companies and policies to choose from, it can…
- Find the Cheapest Car Insurance in Michigan Michigan is known for its beautiful scenery, endless lakes, and harsh winters. It is also known for its high car insurance rates. While Michigan requires all drivers to have car…
- Cheapest Car Insurance: Tips to Save Money Whether you are a first-time car owner or someone who has been driving for years, finding the cheapest car insurance is always a top priority. While car insurance rates can…
- Car Insurance Cheapest Rates Car insurance is a necessary expense for every driver. It's important to find the cheapest rates possible to ensure that you are not overpaying for your policy. In this article,…
- Cheapest Car on Insurance Are you on the lookout for the cheapest car on insurance? Look no further! In this article, we will share with you everything you need to know about finding the…
- Auto Insurance Quote Cheapest: A Comprehensive Guide Getting the best auto insurance quote is a must for every car owner. Finding the cheapest auto insurance quote can be quite challenging, but it is not impossible. In this…
- Car with Cheap Insurance Getting a car that is cheap to insure is essential for any driver, especially for those who are looking to save money. The cost of car insurance can be a…
- Cheapest Car Insurance in VA If you're looking for the cheapest car insurance rates in Virginia, you're not alone. Many drivers in the state are searching for ways to save money on their auto insurance…
- Cheapest Online Car Insurance Car insurance is an important aspect of car ownership. It helps to protect you financially in case of an accident or theft. However, car insurance can be expensive, especially if…
- What is Cheapest Car Insurance? Car insurance is an important investment for any car owner. It provides financial protection against various risks associated with owning and operating a car. While car insurance can be expensive,…
- The Cheapest Insurance for Cars Car insurance is a necessary expense for every car owner but it can be quite expensive. Fortunately, there are ways to get the cheapest car insurance rates without sacrificing coverage.…
- Cars with the Cheapest Insurance Rates Car insurance is a non-negotiable expense for most car owners. Not only is it a legal requirement in most states, but it also helps protect you from financial losses in…