Capitol Preferred Insurance

Capitol Preferred Insurance is a Florida-based insurance company that provides coverage for homes and businesses alike. It was founded in 2005 and has since grown into one of the leading insurance providers in Florida. The company prides itself on its strong customer service and personalized policies. In this article, we will go over what Capitol Preferred Insurance is, what types of coverage they offer, their pricing, and commonly asked questions.

What is Capitol Preferred Insurance?

Capitol Preferred Insurance is a property and casualty insurance company that provides coverage for homeowners, renters, and businesses in the state of Florida. Capitol Preferred’s main goal is to provide personalized insurance policies that cater to their clients’ unique needs. They have a “no one size fits all” approach that takes into account factors such as location, lifestyle, and budget.

Capitol Preferred Insurance is headquartered in Tallahassee, Florida, and has been operating in the state for over 15 years. The company has a strong presence in the state and is known for its excellent customer service and fast claims processing. They have an A- rating with A.M. Best, which is a leading insurance rating agency, indicating a strong financial stability rating.

What Types of Coverage Does Capitol Preferred Insurance Offer?

Capitol Preferred Insurance offers a variety of coverage options for its clients. Here is a breakdown of the types of coverage they offer:

How Much Does Capitol Preferred Insurance Cost?

The cost of Capitol Preferred Insurance policies varies based on several factors such as the type of coverage, the location of the property, and the value of the property. It is recommended to get a quote from the company for an accurate estimate of the cost.

However, according to ValuePenguin, the average cost of homeowners insurance in Florida is around $1,960 per year. The cost of rental insurance is much lower, with an average cost of around $180 per year. The cost of commercial insurance varies based on the size and type of business.

FAQs: Frequently Asked Questions

What is the claims process for Capitol Preferred Insurance?

If you need to file a claim with Capitol Preferred Insurance, you can do so by calling their claims department at 1-888-388-2742. The claims process is simple and straightforward, and a claims adjuster will be assigned to your case to help guide you through the process.

What discounts are available through Capitol Preferred Insurance?

Capitol Preferred Insurance offers several discounts to help lower the cost of your policy. These discounts include a new home discount, a security system discount, and a wind mitigation discount. It is recommended to speak with a representative to see if you qualify for any discounts.

What is the cancellation policy for Capitol Preferred Insurance?

If you need to cancel your policy with Capitol Preferred Insurance, you can do so by calling their customer service department at 1-866-482-5246. There may be fees associated with canceling your policy, so it is recommended to contact a representative to discuss the specifics of your policy.

Is Capitol Preferred Insurance available in other states?

No, Capitol Preferred Insurance only provides coverage for properties located in the state of Florida.

How do I get a quote for coverage from Capitol Preferred Insurance?

You can get a quote for coverage from Capitol Preferred Insurance by visiting their website and filling out their online quote form. You can also get a quote by calling their customer service department at 1-866-482-5246.

Conclusion

Capitol Preferred Insurance is a reliable insurance provider in the state of Florida. They offer a variety of coverage options for homeowners, renters, and businesses, and their personalized policies make them stand out from other insurance providers. Their strong customer service and fast claims processing also make them a top choice for insurance coverage in Florida. Contact Capitol Preferred Insurance today to get a quote for coverage for your property or business in Florida.