CNA Insurance: Everything You Need to Know

When it comes to insurance, CNA is a well-respected name in the industry. Founded in 1897, CNA has been providing insurance solutions for businesses and individuals for over a century. With a focus on innovation and customer service, CNA has become one of the leading insurance providers in the United States. In this article, we will take a closer look at CNA Insurance, including its history, products, coverage, and more.

History of CNA Insurance

CNA Insurance was founded in 1897 as the Continental Casualty Company. The company was created by W. Clement Stone, a young entrepreneur who saw an opportunity in the insurance industry. The company quickly grew, and by the 1920s, it was one of the largest insurance providers in the United States. In 1963, the company changed its name to CNA Insurance Companies, and today, it is a subsidiary of the Loews Corporation.

Over the years, CNA Insurance has been at the forefront of innovation in the insurance industry. In the 1950s, the company introduced a new type of insurance called “dual interest insurance,” which combined liability and property insurance into a single policy. This innovative approach helped CNA become the largest insurer of businesses in the United States by the mid-1960s. In the 1990s, the company was again on the cutting edge, introducing one of the first online claims reporting systems in the industry.

What Does CNA Insurance Offer?

CNA Insurance offers a wide range of insurance products for businesses and individuals. Some of its most popular offerings include:

Product
Description
Commercial General Liability Insurance
Provides coverage for businesses in case of bodily injury, property damage, and more.
Commercial Property Insurance
Covers physical damage to a business’s property, including buildings, equipment, and inventory.
Professional Liability Insurance
Also known as errors and omissions insurance, this coverage protects businesses against claims of negligence or failure to perform professional services.
Cyber Liability Insurance
Provides coverage for businesses in the event of a data breach or other cyber attack.

CNA also offers a range of insurance products for individuals, including:

Product
Description
Life Insurance
Provides financial protection for loved ones in the event of the policyholder’s death.
Disability Insurance
Offers income replacement in case the policyholder becomes unable to work due to illness or injury.
Long-Term Care Insurance
Covers the cost of long-term care, such as assisted living or nursing home care.

What Does CNA Insurance Cover?

CNA Insurance provides coverage for a wide range of risks, including:

  • Bodily injury
  • Property damage
  • Product liability
  • Professional liability
  • Employment practices liability
  • Cyber liability
  • Business interruption
  • Worker’s compensation

FAQs About CNA Insurance

Q: How do I file a claim with CNA Insurance?

A: If you need to file a claim with CNA Insurance, you can do so by visiting their website or calling their claims center.

Q: Does CNA Insurance offer coverage outside of the United States?

A: Yes, CNA Insurance offers coverage for businesses and individuals in over 200 countries and territories.

Q: How long has CNA Insurance been in business?

A: CNA Insurance was founded in 1897, making it over a century old.

Q: Does CNA Insurance offer discounts for bundling insurance policies?

A: Yes, CNA Insurance offers discounts for customers who bundle multiple insurance policies.

Q: Does CNA Insurance offer online account management?

A: Yes, CNA Insurance offers a range of online account management tools for both individuals and businesses.

The Bottom Line

Whether you’re a business owner looking for comprehensive insurance coverage or an individual seeking financial protection for yourself and your loved ones, CNA Insurance is a top choice in the industry. With a long history of innovation and a customer-first approach, CNA has earned its place as one of the most respected insurance providers in the United States.