Beech Street Insurance: The Lowdown on Healthcare Coverage

If you’re looking for a reliable healthcare coverage provider, Beech Street Insurance is one of the top choices. They offer a wide range of healthcare plans that cater to the diverse needs of individuals and families. In this article, we’ll delve into what Beech Street Insurance is all about, the coverage they offer, and why you should consider them as your healthcare partner.

What is Beech Street Insurance?

Beech Street Insurance is a network of healthcare providers and insurers that work together to offer affordable and accessible healthcare coverage to consumers. Their network includes over 900,000 healthcare providers across the United States.

What sets Beech Street Insurance apart is their commitment to providing high-quality care at an affordable cost. They achieve this by negotiating rates with healthcare providers to offer discounted services to their members.

Beech Street Insurance is owned by MultiPlan, a leading provider of healthcare cost management solutions. MultiPlan has been in the industry for over 40 years, and their expertise and experience are reflected in the quality of healthcare coverage Beech Street Insurance provides.

What Coverage Does Beech Street Insurance Offer?

Beech Street Insurance offers a wide range of healthcare coverage options to cater to the diverse needs of individuals and families. Let’s take a look at the different plans they offer.

Preferred Provider Organization (PPO) Plans

PPO plans are the most popular type of healthcare coverage offered by Beech Street Insurance. These plans offer flexibility in choosing healthcare providers and allow members to see out-of-network providers at a slightly higher cost.

Under a PPO plan, you’ll have a primary care physician who will coordinate all your healthcare needs. You can also see any specialist without a referral, making it easier to get the care you need when you need it.

Exclusive Provider Organization (EPO) Plans

EPO plans are similar to PPO plans in that they offer flexibility in choosing healthcare providers. However, they typically have a smaller network of providers, and members are not allowed to see out-of-network providers (except in emergencies).

EPO plans are a good option for individuals and families who don’t require a large network of providers and want to save on premiums.

Point of Service (POS) Plans

POS plans are a hybrid of PPO and HMO plans. Under a POS plan, you’ll have a primary care physician who will coordinate your care and refer you to specialists within the network.

However, you also have the flexibility to see out-of-network providers, but it will cost more. POS plans are a good option for individuals and families who want a balance between flexibility and cost.

Health Maintenance Organization (HMO) Plans

HMO plans are the most restrictive type of healthcare coverage offered by Beech Street Insurance. Under an HMO plan, you’ll have a primary care physician who will coordinate all your healthcare needs.

You can only see providers within the network, except in emergencies, and you’ll need a referral from your primary care physician to see a specialist.

HMO plans are a good option for individuals and families who don’t require a large network of providers and want to save on premiums.

Why Choose Beech Street Insurance?

There are many reasons why you should consider Beech Street Insurance as your healthcare coverage provider. Here are some of the benefits of choosing Beech Street Insurance:

Wide Network of Providers

With over 900,000 healthcare providers in their network, you’re sure to find a provider that meets your needs. This means you can get the care you need without having to worry about out-of-pocket costs.

Affordable Coverage

Beech Street Insurance is committed to providing high-quality care at an affordable cost. Their negotiated rates with healthcare providers mean that you can save on your out-of-pocket costs and enjoy affordable premiums.

Flexible Coverage Options

Beech Street Insurance offers a wide range of coverage options to cater to the diverse needs of individuals and families. Whether you need a large network of providers or want to save on premiums, they have a plan that suits your needs.

Ease of Use

With Beech Street Insurance, getting the care you need is easy. Their online portal allows you to manage your healthcare coverage, find providers, and access resources to help you navigate your healthcare journey.

Overall, Beech Street Insurance is an excellent choice for individuals and families looking for affordable, high-quality healthcare coverage. With their wide network of providers and flexible coverage options, you can rest assured that you’re getting the care you need when you need it.

FAQ

We hope this article has given you a good understanding of Beech Street Insurance and why they’re an excellent choice for your healthcare coverage needs. Whether you need a large network of providers or want to save on premiums, Beech Street Insurance has a plan that suits your needs.