Avoid claims on the roof of motorhome insurance

Owning and driving a motorhome can give you the freedom to go on vacation whenever you want. However, driving a motorhome is not the same as driving a car. It is important to remember that the size of the vehicle affects how the vehicle drives and how much space it takes up on the road.

While it can be difficult to navigate narrow country lanes, low bridges are one of the biggest hazards of driving a larger motorhome. Low bridges often have warning signs in front of the bridge and on the bridge itself, indicating the maximum height of the vehicle that can safely pass under it. But you must act quickly to decide if the bridge is safe to negotiate; so do you know the actual height of your motorhome by heart? Or should you stop and dig up the owner’s handbook?

Traveling in the UK and Europe means you may see low bridges with a maximum height warning sign in metric or imperial measurements, so it’s vital that you know how high your motorhome is, in feet and inches as well as meters and centimeters.

Not knowing the height of your RV and making the wrong decision to drive under a low bridge can wreak havoc on your pride and joy. While your insurance company could cover the cost of repairing the damage, your vacation plans may have to be put on hold while your claim is being processed.

There is also the option of paying a deductible for the repair of the roof damage and the loss of your no-claims discount. As a result, the premium of your motorhome insurance may increase if you come to renew your policy.

However, there are ways you can avoid such claims. It’s a good idea before you travel to find your owner’s manual or manual and write down the height of the motorhome in feet and inches as well as meters and centimeters. You can also record the width and length of the vehicle in both imperial and metric measurements. Always keep this information in your RV; somewhere at hand so you can quickly see how high the vehicle is. Your windshield or sun visor is an excellent place to store this information.

So before venturing out on unfamiliar roads, do your homework first, especially if you are guided by a satellite navigation system. If you have the functionality to specify a route suitable for larger vehicles, use this feature! If not, make sure you always have the dimensions of your motorhome to hand when driving.