A Comprehensive Guide to American Transit Insurance

When it comes to protecting your business, insurance is a crucial investment. As a transit business owner, you know that accidents can happen at any time, and the potential consequences can be devastating if you aren’t adequately protected. Here, we’ll take a closer look at American Transit Insurance and what it can offer your business.

What is American Transit Insurance?

American Transit Insurance is a specialized insurance company that provides coverage for businesses operating in the transportation industry. The company has been providing comprehensive insurance solutions for over 80 years and has developed a reputation as a leader in the market.

While American Transit Insurance is headquartered in New York, it provides coverage to businesses across the United States.

What Types of Coverage Does American Transit Insurance Offer?

American Transit Insurance offers a range of coverage options, including:

Type of Coverage
Auto Liability
Covers damages or injuries to third parties in the event of an accident involving your vehicle.
Physical Damage
Covers damage or loss to your vehicles as a result of accidents, theft, or other covered events.
General Liability
Covers third-party damages or injuries resulting from accidents that occur outside of your vehicles, including slip-and-fall accidents on your premises.
Workers’ Compensation
Covers medical expenses and lost wages for employees who are injured on the job.
Umbrella Liability
Provides additional liability coverage that goes beyond your primary coverage limits.

What Industries Does American Transit Insurance Cover?

American Transit Insurance provides coverage to a wide range of businesses within the transportation industry, including:

  • Taxi and limousine services
  • Trucking companies
  • Courier and delivery services
  • Bus companies
  • Non-emergency medical transportation services
  • School transportation services

Why Choose American Transit Insurance?

There are several reasons why American Transit Insurance is a popular choice within the transportation industry:

Specialized Expertise

American Transit Insurance has been providing insurance solutions specifically tailored to the needs of the transportation industry for over 80 years. This expertise allows them to create policies that provide comprehensive coverage at competitive prices.


American Transit Insurance understands that every business is unique, and therefore offers customization options to help you create a policy that meets your specific needs. This flexibility means that you don’t have to pay for coverage that you don’t need.

Exceptional Customer Service

American Transit Insurance prides itself on providing exceptional customer service. Their experienced representatives are available to assist you with any questions or concerns you may have regarding your policy.

Financial Stability

American Transit Insurance is financially stable and has an A- rating from A.M. Best, a leading credit rating agency. This rating indicates that they have a strong ability to meet their financial obligations.


Q: What is the Claims Process with American Transit Insurance?

A: If you need to file a claim, you can do so by contacting American Transit Insurance’s claims department. They will guide you through the process and provide you with the necessary forms and information. Once your claim is filed, an adjuster will be assigned to investigate and evaluate the claim. If the claim is approved, payment will be issued.

Q: Can I Get a Quote from American Transit Insurance?

A: Yes, American Transit Insurance provides free quotes to businesses within the transportation industry. You can request a quote online or by contacting their customer service department.

Q: Does American Transit Insurance Offer Discounts?

A: Yes, American Transit Insurance offers discounts to businesses that meet certain criteria, such as having a good safety record or using advanced safety technology in their vehicles.

Q: Can I Make Changes to My Policy?

A: Yes, you can make changes to your policy at any time by contacting American Transit Insurance’s customer service department. They will assist you in making any necessary updates or modifications to your coverage.

Q: How Do I Contact American Transit Insurance?

A: You can contact American Transit Insurance by phone, email, or mail. Their contact information is available on their website.


American Transit Insurance is a specialized insurance company that provides coverage to businesses operating within the transportation industry. With over 80 years of expertise, customized coverage options, and exceptional customer service, it’s no wonder why American Transit Insurance is a popular choice for business owners within the transportation industry.