AHCCCS Insurance – Everything You Need to Know

AHCCCS, also known as Arizona Health Care Cost Containment System, is a state-run Medicaid program in Arizona. The program provides free or low-cost healthcare coverage to eligible individuals and families who cannot afford to pay for medical services. In this article, we will discuss everything you need to know about AHCCCS insurance, including eligibility criteria, benefits, and enrollment process.

Eligibility Criteria

To be eligible for AHCCCS insurance, you must be a resident of Arizona and meet certain income requirements. The program is available to individuals and families with incomes up to 138% of the federal poverty level (FPL). The following table shows the income guidelines for AHCCCS eligibility in 2021:

Household Size
Monthly Income
Yearly Income

If you are pregnant or have children, you may be eligible for AHCCCS insurance regardless of your income. Additionally, individuals who are aged, blind, or disabled may also be eligible for the program.

It’s important to note that eligibility criteria can change from time to time, so it’s best to check the official AHCCCS website for the most up-to-date information.


AHCCCS insurance provides a wide range of medical services, including:

  • Doctor visits
  • Hospitalization
  • Lab tests
  • X-rays and imaging
  • Prescription drugs
  • Mental health services
  • Dental care
  • Vision care
  • Physical therapy

Some services may have limitations or require prior authorization from AHCCCS. It’s recommended to check with your healthcare provider or AHCCCS for more information about specific benefits.

Enrollment Process

The enrollment process for AHCCCS insurance is simple and can be done online or by phone. To apply for the program, you need to:

  1. Visit the official AHCCCS website and click on the “Apply for AHCCCS” button
  2. Follow the prompts and provide the required information, including personal details and income
  3. Submit the application

You can also apply for AHCCCS insurance by calling the customer service number at (800) 377-3536. Once your application is processed, you will receive a notification of eligibility, and you can start using your AHCCCS benefits.


What is the difference between AHCCCS and Medicaid?

AHCCCS is Arizona’s version of the federal Medicaid program. The program provides healthcare coverage to eligible individuals and families who cannot afford to pay for medical services. Medicaid is a federally-funded program that provides healthcare coverage to low-income individuals and families across the United States.

Is AHCCCS insurance free?

Not necessarily. AHCCCS insurance is free for individuals and families who meet the income requirements for the program. However, if you have income above the AHCCCS limits, you may be required to pay a monthly premium for your healthcare coverage.

Can I choose my own doctor with AHCCCS insurance?

Yes, you can choose your own doctor with AHCCCS insurance. However, some doctors may not accept AHCCCS insurance, so it’s recommended to check with your healthcare provider before scheduling an appointment.

Can I apply for AHCCCS insurance if I am already enrolled in Medicare?

Yes, you can apply for AHCCCS insurance even if you are already enrolled in Medicare. However, some services may be covered by Medicare, so it’s recommended to check with both programs before seeking medical care.

What if I am not eligible for AHCCCS insurance?

If you are not eligible for AHCCCS insurance, you may be able to get healthcare coverage through other programs, such as private health insurance or the Health Insurance Marketplace. Alternatively, you can seek medical care at one of Arizona’s community health centers, which provide low-cost or free healthcare services to uninsured individuals and families.


AHCCCS insurance is a valuable resource for Arizona residents who need affordable healthcare coverage. The program provides a wide range of medical services to eligible individuals and families and is easy to enroll in. If you think you may be eligible for AHCCCS insurance, we encourage you to apply today and start getting the medical care you need.