AFR Insurance: The Ultimate Guide to Affordable and Reliable Insurance

If you’re looking for a comprehensive insurance plan that won’t break the bank, AFR Insurance is the perfect choice for you. With over 100 years of experience in the industry, AFR Insurance provides affordable and reliable coverage for all your insurance needs. In this article, we’ll take a closer look at AFR Insurance, the coverage they offer, and what sets them apart from other insurance providers.

What is AFR Insurance?

AFR Insurance is an independent insurance company that has been serving customers for over a century. They offer a wide range of insurance products, including auto, home, life, and business insurance. AFR Insurance is known for their personalized service and commitment to providing affordable coverage to their customers.

One of the unique aspects of AFR Insurance is that they are a mutual insurance company, which means they are owned by their policyholders. This allows them to focus on customer needs and provide more customized coverage options.

The History of AFR Insurance

AFR Insurance was founded in 1906 as the Oklahoma Farmers Union Mutual Insurance Company. They started out providing insurance coverage to farmers and rural communities in Oklahoma. Over the years, they expanded their coverage area and product offerings to include all types of insurance.

Today, AFR Insurance is one of the largest mutual insurance companies in the country, with over 100,000 policyholders in Oklahoma, Texas, Kansas, and Colorado.

What Types of Insurance Does AFR Insurance Offer?

AFR Insurance offers a wide range of insurance products to meet the needs of their customers. Some of their most popular insurance options include:

Insurance Type
Description
Auto Insurance
AFR Insurance offers comprehensive coverage for your vehicle, including liability, collision, and comprehensive coverage.
Home Insurance
Protect your home and belongings with AFR Insurance’s homeowners insurance policy.
Life Insurance
AFR Insurance offers term life and whole life insurance policies to provide financial protection for your loved ones.
Business Insurance
Protect your business with AFR Insurance’s commercial insurance policies.

In addition to these insurance products, AFR Insurance also offers specialty insurance policies, such as farm and ranch insurance, crop insurance, and motorcycle insurance.

Why Choose AFR Insurance?

There are a number of reasons why AFR Insurance is a great choice for your insurance needs. Here are just a few:

Affordable Rates

AFR Insurance is committed to providing affordable coverage options for their policyholders. They offer competitive rates and discounts to help you save even more on your insurance premiums.

Personalized Service

AFR Insurance takes pride in their personalized service. They work with each customer to assess their unique insurance needs and provide customized coverage options that fit their budget and lifestyle.

Financial Stability

As a mutual insurance company, AFR Insurance is owned by their policyholders. This means that they have a strong financial foundation and are able to focus on providing excellent coverage and service to their customers.

Additionally, AFR Insurance has an A- (Excellent) rating from A.M. Best, which is a testament to their financial stability and industry leadership.

Community Involvement

AFR Insurance is committed to giving back to the communities they serve. They support a number of local organizations and initiatives, and their employees are actively involved in volunteer work and philanthropy.

FAQs

Is AFR Insurance only available in Oklahoma?

No, AFR Insurance offers coverage in four states: Oklahoma, Texas, Kansas, and Colorado.

Is AFR Insurance a good choice for young drivers?

Yes, AFR Insurance offers affordable coverage options for young drivers, including discounts for good grades and safe driving habits.

Does AFR Insurance offer roadside assistance?

Yes, AFR Insurance offers roadside assistance as part of their auto insurance coverage.

What is a mutual insurance company?

A mutual insurance company is owned by its policyholders, as opposed to being publicly traded or owned by shareholders. This allows the company to focus on customer needs and provide more customized coverage options.

How do I get a quote from AFR Insurance?

You can get a quote from AFR Insurance by visiting their website or contacting their customer service team.

Conclusion

AFR Insurance is a top choice for affordable and reliable insurance coverage. With over 100 years of experience in the industry, they have a proven track record of providing personalized service and customized coverage options to their policyholders. If you’re in the market for insurance, be sure to consider AFR Insurance for your coverage needs.