AARP Travel Insurance International

by

Traveling is an adventurous and exciting experience that everyone wants to have. It provides an opportunity to explore new cultures, meet new people, and create unforgettable memories. However, there are risks that come with traveling, such as unexpected accidents, illnesses, and even loss of luggage. Therefore, it is essential to have travel insurance to protect oneself and family. AARP offers international travel insurance that covers the different needs of travelers. This article explores AARP travel insurance international policies, coverage, benefits, and frequently asked questions.

Table Contents show

What is AARP Travel Insurance International?

AARP Travel Insurance International is a travel insurance policy that is designed for AARP members who travel outside of the United States. It is underwritten by InsureMyTrip and provides coverage for a wide range of travel-related contingencies, including trip cancellation, interruption, and delays, emergency medical expenses, baggage loss, and other unexpected circumstances that may arise during your travel.

With AARP Travel Insurance International, you can travel with peace of mind knowing that you are protected from any unforeseen events that may occur on your trip. It offers a range of policies that are tailored to meet your specific needs and budget. There are four different policies to choose from, including:

Policies
Benefits
Basic Plan
Emergency medical and dental coverage, trip cancellation, and interruption benefits.
Bronze Plan
Emergency medical and dental coverage, trip cancellation, interruption, and delay benefits, baggage loss, and delay benefits.
Silver Plan
Emergency medical and dental coverage, trip cancellation, interruption, and delay benefits, baggage loss, and delay benefits, 24/7 travel assistance, and accidental death and dismemberment coverage.
Gold Plan
Emergency medical and dental coverage, trip cancellation, interruption, and delay benefits, baggage loss, and delay benefits, 24/7 travel assistance, and accidental death and dismemberment coverage, and pre-existing medical conditions coverage.

Coverage and Benefits

When you purchase AARP Travel Insurance International, you will be covered for a wide range of events that may occur during your trip. The coverage and benefits differ depending on the policy you choose. Below are the coverage and benefits of each policy:

Basic Plan

The Basic Plan provides coverage for:

  • Trip cancellation and interruption
  • Emergency medical and dental expenses

The maximum benefit for trip cancellation and interruption is $10,000, while the maximum benefit for emergency medical and dental expenses is $10,000.

Bronze Plan

The Bronze Plan provides coverage for:

  • Trip cancellation, interruption, and delay
  • Emergency medical and dental expenses
  • Baggage loss and delay

The maximum benefit for trip cancellation and interruption is $20,000, while the maximum benefit for emergency medical and dental expenses is $25,000. The maximum benefit for baggage loss is $750, and the maximum benefit for baggage delay is $300.

Silver Plan

The Silver Plan provides coverage for:

  • Trip cancellation, interruption, and delay
  • Emergency medical and dental expenses
  • Baggage loss and delay
  • 24/7 travel assistance
  • Accidental death and dismemberment coverage

The maximum benefit for trip cancellation and interruption is $30,000, while the maximum benefit for emergency medical and dental expenses is $50,000. The maximum benefit for baggage loss is $1,000, and the maximum benefit for baggage delay is $500. The maximum benefit for accidental death and dismemberment coverage is $25,000.

Gold Plan

The Gold Plan provides coverage for:

  • Trip cancellation, interruption, and delay
  • Emergency medical and dental expenses
  • Baggage loss and delay
  • 24/7 travel assistance
  • Accidental death and dismemberment coverage
  • Pre-existing medical conditions coverage

The maximum benefit for trip cancellation and interruption is $50,000, while the maximum benefit for emergency medical and dental expenses is $100,000. The maximum benefit for baggage loss is $1,500, and the maximum benefit for baggage delay is $750. The maximum benefit for accidental death and dismemberment coverage is $50,000. The pre-existing medical conditions coverage is available as an add-on to the Gold Plan.

FAQ

1. Who can purchase AARP Travel Insurance International?

AARP Travel Insurance International is designed for AARP members who are traveling outside of the United States.

2. How do I purchase AARP Travel Insurance International?

You can purchase AARP Travel Insurance International online through the InsureMyTrip website or by calling their toll-free number.

3. What is the maximum trip length that AARP Travel Insurance International covers?

AARP Travel Insurance International covers trips up to 180 days in length.

4. Does AARP Travel Insurance International cover pre-existing conditions?

Yes, the Gold Plan provides coverage for pre-existing medical conditions as an add-on.

5. What is the age limit for purchasing AARP Travel Insurance International?

There is no age limit for purchasing AARP Travel Insurance International.

Conclusion

AARP Travel Insurance International is an excellent option for AARP members who are traveling outside of the United States. It provides comprehensive coverage and benefits that are tailored to meet the specific needs of travelers. With AARP Travel Insurance International, you can travel with the peace of mind knowing that you are protected from any unforeseen events that may occur during your trip.

Rekomendasi: