AAA Insurance for Cars

AAA, also known as the American Automobile Association, is a non-profit organization that offers a variety of services to its members, including insurance for cars. In this article, we will take a closer look at AAA insurance for cars, its benefits, features, and some frequently asked questions.

What is AAA Insurance for Cars?

AAA insurance for cars is a type of insurance that provides coverage for vehicles. This coverage can include liability, collision, comprehensive, and more. AAA offers several different types of insurance policies, including standard, plus, and premier, each with different features and benefits.

One of the main benefits of AAA insurance for cars is that it is available to members of the AAA organization. AAA members can enjoy a variety of discounts and benefits, including roadside assistance, trip interruption coverage, and more.

Types of Coverage

AAA offers several different types of coverage for cars, including:

Type of Coverage
Liability Insurance
Covers damages to other people and their property if you are at fault in an accident.
Collision Insurance
Covers damages to your own car if you are at fault in an accident.
Comprehensive Insurance
Covers damages to your car from non-accident related incidents, such as theft, fire, or natural disasters.

AAA also offers additional coverage options, such as rental reimbursement, medical payments coverage, and more.

Benefits of AAA Insurance for Cars

There are several benefits of AAA insurance for cars, including:

  • Discounts for AAA members
  • 24/7 roadside assistance
  • Trip interruption coverage
  • No-hassle claims service
  • Flexible payment options

AAA insurance for cars also offers a variety of tools and resources to help you manage your policy and make informed decisions. These include:

  • Online account management
  • Mobile app
  • Insurance agents available to answer questions


How do I become a AAA member?

You can become a AAA member by visiting the AAA website or visiting a local AAA branch. Membership fees vary depending on your location and the type of membership you choose.

Can I get insurance from AAA if I am not a member?

No, AAA insurance is only available to members of the AAA organization.

What discounts are available for AAA members?

AAA members can enjoy discounts on a variety of products and services, including insurance, travel, entertainment, and more. Some examples of discounts available to AAA members include:

  • Up to 20% off car rentals
  • Discounted theme park tickets
  • Discounted movie tickets
  • Discounted hotel rates

How do I file a claim with AAA?

You can file a claim with AAA by calling their claims department or by using their online claims tool. Once you file a claim, a claims adjuster will be assigned to your case and will guide you through the claims process.

Can I customize my AAA insurance policy?

Yes, AAA insurance policies can be customized to fit your individual needs. You can choose from a variety of coverage options and adjust your deductibles to fit your budget.

Is AAA insurance more expensive than other insurance companies?

AAA insurance rates vary depending on a variety of factors, including your location, driving record, and the type of coverage you need. However, AAA insurance is often competitively priced and offers a variety of discounts to help you save money.

In conclusion, AAA insurance for cars is a great option for those who are looking for reliable and affordable car insurance. With a variety of coverage options, discounts for members, and helpful tools and resources, AAA can help you find the right insurance policy for your needs.