Why an independent insurance agency?

Whether you’re in the market for homeowners, renters, auto, commercial, property, workers’ insurance, life, umbrella, or other insurance, you want the most customized plan at the cheapest quote. But to a layman it all seems so puzzling. Aside from the complicated insurance jargon, it is certainly difficult for you to accurately assess your needs – let alone find the precise source of insurance to provide you with the right policy at the right price.

What you need is a specialist – someone who really knows all the ins and outs of the insurance world – someone who likes to take the time to go through your individual situation and any existing coverage. Plus, you need a trusted source who can configure every aspect of custom protection to your advantage.

Who do you turn to for matters as important as protecting assets, property, business and the like? Ask anyone with industry knowledge and they will direct you to an independent agency that has the right to do direct business with many of the leading insurance companies. Unlike an independent agency or a single company representing itself, the independent agency has no ulterior motive of directing you to one insurance company instead of another. Working with a vast network of insurers, this type of agency scours its array of connections to come up with what works best for you. Equipped with a list of all sorts of policies, there’s no reason to settle for anything but the optimum.

The Independent Agent – putting the puzzle pieces together for the client

An experienced independent agency has your best interests at heart

– Emphasizes customer needs above all else

– Clarifies any questions about the various policies

– Makes every effort to find tailor-made cover with an attractive quote

However, finding the agency that takes care of the client the way you want also requires some research. This is because not all independent agencies are equal in excellence. While any insurer can claim to have a close relationship with a particular strong insurance company, there are differences in the type of bond they enjoy. To take advantage of dealing with a truly winning broker, the client must connect with an institution that has superior access to the compensation that meets the requirements. In addition, it is imperative to find an agency that is all-round – from before the sale, during the sale and after the sale – willing to act as your trusty lawyer even if there is a claim.

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Before negotiating with an insurer, make sure you are negotiating with someone with the competence and strong ethics that will indeed make you a satisfied policyholder!