Whether you’re in the market for homeowners, renters, auto, commercial, property, workers’ insurance, life, umbrella, or other insurance, you want the most customized plan at the cheapest quote. But to a layman it all seems so puzzling. Aside from the complicated insurance jargon, it is certainly difficult for you to accurately assess your needs – let alone find the precise source of insurance to provide you with the right policy at the right price.
What you need is a specialist – someone who really knows all the ins and outs of the insurance world – someone who likes to take the time to go through your individual situation and any existing coverage. Plus, you need a trusted source who can configure every aspect of custom protection to your advantage.
Who do you turn to for matters as important as protecting assets, property, business and the like? Ask anyone with industry knowledge and they will direct you to an independent agency that has the right to do direct business with many of the leading insurance companies. Unlike an independent agency or a single company representing itself, the independent agency has no ulterior motive of directing you to one insurance company instead of another. Working with a vast network of insurers, this type of agency scours its array of connections to come up with what works best for you. Equipped with a list of all sorts of policies, there’s no reason to settle for anything but the optimum.
The Independent Agent – putting the puzzle pieces together for the client
An experienced independent agency has your best interests at heart
– Emphasizes customer needs above all else
– Clarifies any questions about the various policies
– Makes every effort to find tailor-made cover with an attractive quote
However, finding the agency that takes care of the client the way you want also requires some research. This is because not all independent agencies are equal in excellence. While any insurer can claim to have a close relationship with a particular strong insurance company, there are differences in the type of bond they enjoy. To take advantage of dealing with a truly winning broker, the client must connect with an institution that has superior access to the compensation that meets the requirements. In addition, it is imperative to find an agency that is all-round – from before the sale, during the sale and after the sale – willing to act as your trusty lawyer even if there is a claim.
Before negotiating with an insurer, make sure you are negotiating with someone with the competence and strong ethics that will indeed make you a satisfied policyholder!
Recommended
- What is the cheapest car insurance in Connecticut? In Connecticut, the cheapest car insurance you buy should be enough to cover at least the minimum liability requirements mandated by state law. While Connecticut only requires liability, the state strongly recommends purchasing higher limits and additional coverage. They have a number of insurance companies that earned over $5,000,000 in…
- Five things you should know about liability insurance 1. In today's litigious society, 1 in 12 Americans are sued each year, making liability insurance crucial to protect yourself and your loved ones. While many people think it won't happen to them, the frightening reality is that anyone can be sued. Could your otherwise friendly dog feel fear and…
- 3 easy steps to get the cheapest car insurance quote In this world of recession where everything seems to be on the rise, one wonders if there really is a simple strategy to reduce the cost of auto insurance. After all, we all know that insurance is a resentment purchase that we'd rather do without if it were possible!In this…
- Assess the importance of specialist insurance such as… Regular home insurance does not cover certain types of property that may have special features or be more prominent in certain risks. These types of properties need a unique level of coverage that will protect you should anything ever happen. Some examples of this are houses with a thatched roof,…
- Would you like to take out or renew your home contents… Does your insurance cover you if you have a fire or if your home is destroyed by a disaster? These are some of the questions you should ask your insurance agent before disaster strikes.Quality Claims Management Corporation, one of Southern California's top public insurance experts, does not sell insurance or…
- Familiarize yourself with basic homeowners insurance Buying a house is a big purchase. It is one of the most important decisions you could ever make in your life. Even with the collapse of the housing market and the subsequent fall in home prices and values, buying a home is still considered a major investment. And the…
- Insurance Agents Name Choices - Insurance Specialist,… Are you one of the ordinary insurance agents? Agents often prefer to upgrade their title as an insurance specialist or financial advisor on their business card. Life advisor names reflect positive experience and knowledge. Which of these different terms sets you apart from just one of the insurance agents? Here…
- Cheap car insurance online quotes Cheap car insurance quotes online are quite easy to find these days. The cost of vehicle protection gets more expensive every year so it is very important that you can find the policy that offers the best value for your money. This article is designed to help you find the…
- Types of Insurance Agents: A Basic Guide There are many times in your life when you need to take out insurance. Some of those times are pretty straightforward and you can easily compare plans for yourself and make an informed decision. However, there are also times when choosing the right plan, or even figuring out what types…
- Home insurance tips - simple steps to avoid home insurance… To increase security for the defenseless, the government has pledged £20 million to prevent crime. A study conducted shows that property owners can radically reduce the risk of crime by following a few simple steps.Property owners are being advised to secure their assets to reduce home insurance claims due to…
- Favorable Choices Commercial Insurance Clovis gives an… Commercial insurance is important for business entrepreneurs, regardless of the size of their business. In addition to completeness, the Business Insurance that Clovis provides must also have sufficient flexibility. You may have an overwhelming number of options when considering insurance for your business. Before starting a business, the entrepreneur writes…
- Do you need umbrella insurance? Figuring out how much insurance you need and what kind can be a daunting prospect. If you've ever bought homeowners insurance, you may have been asked if you want an umbrella policy as part of your insurance coverage. To get the best coverage possible and to protect yourself against unforeseen…
- Information On The Cheapest Homeowners Insurance: Factors To… Identifying an affordable home insurance policy that offers great value at a reasonable price is not an easy process. Still, you can lessen some of the difficulty by searching for quotes and knowing how to compare them properly. It's never a good idea to rush things. Don't just sign up…
- Overview of Small Business Liability Insurance Quotes: Quick… All businesses, large and small, require commercial general liability insurance. There are many things that can put your finances at risk, and without adequate coverage, your entire business could be affected. Look online to learn the laws in your state and local jurisdiction to find the minimum amount of insurance…
- Different types of commercial transportation insurance Commercial transportation insurance is an absolutely huge field. It actually includes many different types of businesses, industry classifications, and even types of vehicles than most people initially thought. Here's a brief overview of some of the main different forms of commercial auto insurance and how it will affect you.Why is…
- Categories of commercial insurance and determinants of the… Those businessmen who work to earn a living are always at risk of being exposed to loss. In that case, they cannot repair the damage and hold themselves liable. Some unforeseen events are supposed to put them in a difficult situation regarding what to do next. Since their daily income…
- Free instant quote for car insurance Car insurance is mandatory in most states. Your car insurance protects against financial losses that can occur in a traffic accident. In exchange for accepting your free instant auto insurance quote, you pay a premium on an annual, semi-annual, quarterly, or monthly basis, depending on your choice.Your free auto insurance…
- Rethink umbrella insurance - for high incomes and high net… Umbrella insurance is a hard sell for most people. Why? Because the concept of a catastrophic event that can be a game changer for your life and comfort is not something that most people think about. Moreover, the concept is more abstract than, for example, a specific asset, such as…
- Commercial Insurance Company Information: What Kind of… Entrepreneurs must have some kind of insurance. Most states require any business with employees to purchase workers' compensation and unemployment insurance. Requirements may also vary by industry. For example, a real estate agent with a car will likely have to pay for commercial auto insurance. If you run a business,…
- Flood insurance is often misunderstood by homeowners and… Water damage and flood damage are considered two different types of hazards. All homeowners insurance policies exclude coverage in the event that damage is caused by flooding. When two or more acres of normally dry land or two or more properties are inundated by water, a flood occurs. If a…