VSP insurance is a popular vision insurance plan that provides coverage for a variety of eye care services. It is important to know who takes VSP insurance and what benefits you can receive from it. This article will provide a comprehensive guide to VSP insurance and help you understand everything you need to know about this vision insurance plan.
What is VSP Insurance?
VSP insurance is a vision insurance plan that provides coverage for various eye care services. It is one of the largest vision insurance providers in the United States and has been in operation since 1955. The company has a network of more than 38,000 eye care professionals across the country and provides coverage for more than 88 million Americans.
The VSP insurance plan offers a range of benefits including eye exams, contact lenses, glasses, and prescription sunglasses. The plan also covers eye surgery and treatment for eye diseases and conditions.
What Does VSP Insurance Cover?
VSP insurance covers a range of eye care services including:
Service |
Coverage |
Eye Exam |
100% covered once a year |
Glasses |
Frame allowance and lens options covered every other year |
Contact Lenses |
Covered every year with a copay |
Prescription Sunglasses |
Frame allowance and lens options covered every other year |
Eye Surgery & Treatment |
Covered for certain conditions |
Who Takes VSP Insurance?
VSP insurance is accepted by a wide range of eye care providers including optometrists, ophthalmologists, and optical retailers. The company has partnerships with more than 38,000 eye care professionals across the country.
If you are unsure whether your eye care provider accepts VSP insurance, you can use the VSP provider search tool on their website to find a provider near you. Simply enter your ZIP code and select your plan type to find a list of providers in your area.
Optometrists and Ophthalmologists Who Accept VSP Insurance
Many optometrists and ophthalmologists accept VSP insurance. Some of the largest providers that accept VSP insurance include:
- Pearle Vision
- Visionworks
- EyeCare Centers of America
- Stanton Optical
- National Vision
- America’s Best Contacts & Eyeglasses
However, it is important to note that not all providers will accept all VSP insurance plans. It is important to check with your provider to ensure they accept your specific VSP insurance plan.
Optical Retailers Who Accept VSP Insurance
Many optical retailers also accept VSP insurance. Some of the largest optical retailers that accept VSP insurance include:
- Pearle Vision
- Visionworks
- EyeCare Centers of America
- Stanton Optical
- National Vision
- America’s Best Contacts & Eyeglasses
FAQs about VSP Insurance
What is the VSP Premier Program?
The VSP Premier Program is a network of eye care providers that offer additional benefits to VSP members. These benefits include higher frame allowances, lens upgrades, and discounted laser vision correction.
What is the VSP Signature Network?
The VSP Signature Network is a network of premium eye care providers that offer an even higher level of benefits to VSP members. These providers offer premium frames, lenses, and contacts, as well as advanced eye services such as LASIK and cataract surgery.
What is the VSP Out-of-Network Benefit?
The VSP Out-of-Network Benefit allows VSP members to receive partial reimbursement for eye care services from providers that are not in the VSP network.
Does VSP Insurance Cover LASIK?
VSP insurance does not cover LASIK surgery, but it does offer discounts on LASIK services through its Premier Program and Signature Network providers.
Does VSP Insurance Cover Cataract Surgery?
VSP insurance covers cataract surgery as long as it is deemed medically necessary. The plan also covers the cost of prescription glasses or contact lenses following cataract surgery.
Can I Use My VSP Insurance for Online Eyewear Purchases?
Some online eyewear retailers accept VSP insurance, but it is important to check with your provider to ensure they accept online purchases. Additionally, VSP insurance may only cover a portion of the cost of online eyewear purchases.
Conclusion
VSP insurance is a popular vision insurance plan that provides coverage for a variety of eye care services. It is accepted by a wide range of eye care providers including optometrists, ophthalmologists, and optical retailers. The plan covers eye exams, glasses, contact lenses, prescription sunglasses, and eye surgery and treatment for certain conditions. By understanding who takes VSP insurance and what benefits it provides, you can make an informed decision about your eye care needs.
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