VSP Insurance Card: All You Need to Know

If you’re a VSP (Vision Service Plan) insurance holder, then you know how important it is to have your VSP Insurance Card with you at all times. Your VSP Insurance Card is your ticket to accessing the eye care benefits that come with being a VSP member. In this article, we’ll take a closer look at everything you need to know about your VSP Insurance Card, including what it is, how to use it, and frequently asked questions.

What is a VSP Insurance Card?

Your VSP Insurance Card is a wallet-sized card that confirms your membership in the VSP network. It includes your name, your VSP account number, and the effective date of your coverage. This card is essential for accessing your VSP benefits, including vision exams, eyeglasses, contact lenses, and other eye care services.

Your VSP Insurance Card is typically sent to you by mail when you first enroll in VSP coverage. If you lose your card or need a replacement for any reason, you can request a new one by contacting VSP customer service.

It’s important to note that your VSP Insurance Card is not a credit card or insurance card that you use to pay for services at the time of your appointment. Rather, it’s a confirmation that you are a VSP member and eligible for VSP benefits.

How Do I Use My VSP Insurance Card?

Using your VSP Insurance Card is simple. When you make an appointment with a VSP network provider, you’ll need to provide your VSP account number and the effective date of your coverage. This information can be found on your VSP Insurance Card.

When you arrive for your appointment, the provider will confirm your membership and eligibility for VSP benefits by verifying your account number and coverage dates. From there, you’ll receive the eye care services that are covered under your VSP plan.

If you have a VSP plan that requires you to pay a co-pay or deductible for services, you’ll need to provide a separate form of payment (such as a credit or debit card) at the time of your appointment.

Table 1: Steps to Using Your VSP Insurance Card

Step
Instructions
Step 1
Make an appointment with a VSP network provider
Step 2
Provide your VSP account number and coverage dates
Step 3
Verify your membership and eligibility for VSP benefits
Step 4
Receive covered eye care services
Step 5
If applicable, provide separate payment for co-pays or deductibles

Frequently Asked Questions

What should I do if I lose my VSP Insurance Card?

If you lose your VSP Insurance Card, you can request a new one by contacting VSP customer service. You can also log in to your VSP account online and print a temporary ID card that you can use until your physical card arrives.

Can I use my VSP Insurance Card at any eye care provider?

No. In order to access your VSP benefits, you must visit a provider in the VSP network. You can search for VSP network providers in your area on the VSP website.

Do I need to show my VSP Insurance Card at every appointment?

No. Once you’ve provided your VSP account number and coverage dates to a provider, they will have that information on file and won’t need to see your physical card at each subsequent visit.

What does my VSP plan cover?

The specifics of your VSP coverage will depend on your plan. You can review your plan documents or contact VSP customer service to learn more about what eye care services are covered under your plan.

Can I use my VSP benefits for prescription sunglasses?

Yes, if your VSP plan includes a benefit for prescription glasses, then you can use that benefit to purchase prescription sunglasses.

With the information in this article, you’re now equipped to use your VSP Insurance Card with confidence and take advantage of the eye care benefits that come with being a VSP member.