United States Fire Insurance Company: An Overview

The United States Fire Insurance Company (USFIC) is one of the oldest and largest insurance providers in the United States. With a history dating back to 1824, the company has a reputation for providing reliable and affordable insurance to its clients, including individuals, small businesses, and large corporations.

The History of USFIC

USFIC was founded in 1824 in New York City, originally as the United States Fire Insurance Company of New York. The company’s founders were a group of prominent businessmen who recognized the need for reliable fire insurance in the rapidly growing city. Over the years, the company expanded its offerings to include other types of insurance, such as property and casualty.

Today, USFIC is a subsidiary of Crum & Forster Holdings Corp., which is itself part of Fairfax Financial Holdings Limited, a global insurance and investment management firm. Despite its long history, USFIC remains committed to its core values of providing high-quality insurance products and excellent customer service at a competitive price.

USFIC Insurance Products

USFIC offers a wide range of insurance products to meet the needs of its diverse customer base. These products include:

Insurance Product
Property Insurance
Protects against damage or loss to buildings, equipment, and other property due to fire, theft, or other covered events.
General Liability Insurance
Protects against claims of bodily injury, property damage, and other liabilities arising from business operations.
Workers’ Compensation Insurance
Covers medical expenses and lost wages for employees who are injured or become ill on the job.
Commercial Auto Insurance
Covers damage or loss to business-owned vehicles, as well as liability for accidents involving those vehicles.
Professional Liability Insurance
Protects against claims of negligence, errors, or omissions in professional services.

USFIC also offers insurance products for individuals, such as homeowners, renters, and automobile insurance. These products provide protection for personal property and liabilities, as well as coverage for accidents and injuries.


What sets USFIC apart from other insurance providers?

USFIC has a long-standing reputation for providing reliable and affordable insurance products. The company also prides itself on its commitment to excellent customer service and its ability to tailor its offerings to meet the specific needs of its clients.

What types of businesses does USFIC insure?

USFIC provides insurance products to businesses of all sizes and across a wide range of industries. Some of its largest clients include manufacturing companies, construction firms, and healthcare organizations.

What factors affect the cost of insurance premiums?

There are many factors that can affect the cost of insurance premiums, including the type and amount of coverage needed, the size and location of the insured property or business, the nature of the business operations, and the claims history of the insured.

How can I get a quote for insurance from USFIC?

Interested parties can obtain a quote for insurance products from USFIC by contacting the company directly or by working with an independent insurance agent who represents USFIC.

What is the claims process like with USFIC?

USFIC has a dedicated team of claims professionals who work closely with insureds to ensure that claims are processed quickly and fairly. The company also offers online claims reporting and tracking, as well as 24/7 claims assistance.


USFIC has a long and storied history as one of the premier insurance providers in the United States. Its commitment to providing high-quality insurance products and excellent customer service has made it a trusted partner for businesses and individuals alike. Whether you are looking for property insurance for your business or automobile insurance for your personal vehicle, USFIC has the expertise and experience to help you find the right coverage at a competitive price.