United Auto Insurance: An Overview

United Auto Insurance is a Chicago-based insurance company that offers affordable car insurance policies to drivers in Illinois and Indiana. The company was founded in 1956 and has since grown to become one of the largest independent insurance agencies in the Midwest.

Types of Coverage

United Auto Insurance offers a variety of coverage options to protect drivers on the road. Some of the most common types of coverage include:

Bodily Injury Liability

If you’re in an accident and someone is injured, bodily injury liability coverage can help pay for medical expenses, lost wages, and other related costs. United Auto Insurance offers bodily injury liability coverage up to $100,000 per person and up to $300,000 per accident.

Property Damage Liability

If you’re in an accident and cause damage to someone else’s property, property damage liability coverage can help pay for repairs or replacement costs. United Auto Insurance offers property damage liability coverage up to $50,000 per accident.

Collision Coverage

If your car is damaged in an accident, collision coverage can help pay for repairs or replacement costs. United Auto Insurance offers collision coverage with deductibles ranging from $100 to $1,000.

Comprehensive Coverage

If your car is damaged by something other than an accident, such as theft, vandalism, or weather-related damage, comprehensive coverage can help pay for repairs or replacement costs. United Auto Insurance offers comprehensive coverage with deductibles ranging from $100 to $1,000.

Uninsured/Underinsured Motorist Coverage

If you’re in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the damages, uninsured/underinsured motorist coverage can help pay for medical expenses, lost wages, and other related costs. United Auto Insurance offers uninsured/underinsured motorist coverage up to $100,000 per person and up to $300,000 per accident.

Discounts

United Auto Insurance offers a variety of discounts to help drivers save money on their car insurance policies. Some of the most common discounts include:

Good Student Discount

If you’re a student with good grades, you may be eligible for a good student discount. United Auto Insurance offers this discount to students who maintain a B average or better in school.

Defensive Driving Discount

If you’ve completed a defensive driving course, you may be eligible for a defensive driving discount. United Auto Insurance offers this discount to drivers who have completed an approved defensive driving course.

Multi-Car Discount

If you have multiple cars insured with United Auto Insurance, you may be eligible for a multi-car discount. This discount can help you save money on your car insurance premiums.

Safe Driver Discount

If you have a clean driving record, you may be eligible for a safe driver discount. United Auto Insurance offers this discount to drivers who haven’t had any accidents or tickets in the past three years.

FAQ

What is United Auto Insurance?

United Auto Insurance is a Chicago-based insurance company that offers affordable car insurance policies to drivers in Illinois and Indiana. The company has been in business since 1956 and has grown to become one of the largest independent insurance agencies in the Midwest.

What types of coverage does United Auto Insurance offer?

United Auto Insurance offers a variety of coverage options to protect drivers on the road. Some of the most common types of coverage include bodily injury liability, property damage liability, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.

What discounts does United Auto Insurance offer?

United Auto Insurance offers a variety of discounts to help drivers save money on their car insurance policies. Some of the most common discounts include good student, defensive driving, multi-car, and safe driver discounts.

How can I contact United Auto Insurance?

You can contact United Auto Insurance by phone at 1-773-202-5000 or by visiting their website at www.unitedautoinsurance.com. You can also visit one of their many locations throughout Illinois and Indiana.

What should I do if I need to file a claim?

If you need to file a claim with United Auto Insurance, you can do so by contacting their claims department at 1-773-202-5000. They will guide you through the claims process and help you get the coverage you need.