Travel Tips for Driving in Mexico

Some take weekend campervan trips to Mexico and have a great time, while others go for Mexican culture, touring and shopping. After all, it’s so much fun to “haggle” at the border with the street vendors. Rosarito Beach is known for its delicious lobster at a great price!

Many people travel across the border every day for prescriptions, dental care and other medical purposes. Some cross the border to do business.

Not only Southern Californians like to cross the border, many people from the “border towns” of Arizona, New Mexico and Texas also make daily or weekend trips to Mexico.

However, did you know that it is recommended that you ALWAYS purchase Mexican car insurance before crossing the border.

  • Mexican law requires drivers from outside their country to be financially liable for any physical damage or injury they may cause. Mexican authorities DO NOT recognize US or Canadian auto insurance as valid, regardless of whether the US policy has “Mexican” coverage.

  • If you are involved in a motor vehicle accident in Mexico, you will likely be detained until local authorities can determine who is to blame. Even if you are not at fault, Mexican law requires motorists to have Mexican auto insurance, or officials will want proof of financial responsibility and expect you to pay a bond to cover the estimated costs before you are released. You could end up with no means of recovery unless you have your own policy. Financial responsibility can be demonstrated by possession of cash, approximately $5,000.00-$10,000.00, or by possession of Mexican auto insurance through a licensed company.

  • If you are guilty of an accident, you will likely be detained by the police until they determine that you can pay the other party.

Driving tips in Mexico:

  • Make sure your car is serviced before you travel.

  • Drive slowly and carefully in Mexico as driving conditions in the US or Canada are often very different.

  • Know your route for safety by stopping at the Mexican Tourist Office or Travel Clubs.

  • Never drive your vehicle under the influence of alcohol.

Having an accident would be bad enough. Don’t let it ruin your vacation travel plans by not having the right coverage. It’s not worth the risk and consequences not to buy a policy before you are going to Mexico. Fortunately, getting Mexican auto insurance is cheap and easy.

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Before traveling to Mexico, travelers should inquire about Mexican legislation themselves. This article does not contain all available information about traveling in Mexico.