After you’ve made all your reservations and secured the cheapest plane ticket possible, you’re not quite done yet. Yes, if you want to avoid problems during your trip, you better make sure you have filled out your travel insurance correctly.
When planning a trip, be it for vacation or business, you should always be well prepared. Obtaining Travel insurance before departure help you avoid any problems and stress. You can rest easy knowing that your belongings and safety are covered.
When reserving your flight ticket, I recommend that you always take the cancellation insurance with you. Most online reservation of airline tickets services provide this service and it is very cheap. So it would be foolish to take the risk. Cancellation fees don’t allow you to cancel your flight in all cases, but at least for medical issues or important reasons you should be able to get a refund or at least part of it. Of course, some tickets allow you to cancel your flight under any circumstances, but usually this is an option available for more expensive airline tickets.
After that you have to get good Travel health insurance. The choice depends on your current state of health, the country you are visiting and the country you live in. If your current health insurance policy has full and unlimited coverage valid in any country, you don’t need to buy a new one. However, insurance usually contains conditions that prevent you from exceeding a certain price. In some cases you have a clearly defined maximum. This reimbursement is generally based on the public medical care reimbursement of your country of residence. So if you are not sure, you should check this particular point before making a decision. And of course, you should get an idea of the charges normally applied in the country you want to visit.
For example, if you’re planning on traveling through Asia and you’re coming from Europe, you won’t necessarily have any problems in most places. But keep in mind that countries like Singapore or Australia can be more expensive than certain European countries. I know some people get a big surprise when they go back to their country and ask the insurance company to pay back the bills.
In case you have a fixed amount which is clearly stated in your insurance policy. I recommend you use another one Health insurance. To be sure. You never know what’s going to happen. It’s hard enough being involved in an accident while on vacation. You don’t have to worry about your ability to cover the costs during your illness. In many countries they will not accept you at the hospital unless you show them a valid insurance card or a fully charged credit card.
Another point to check before you leave is to make sure that whatever insurance policy you decide to use, repatriation is included. There are some places in Asia where you would rather wait on the plane than be cured in their hospital. Especially if you stay far away from the big city.
You will also want to check if your travel insurance will cover the loss of luggage, or the cost of a missing flight, etc. Some insurance policies will even cover your lost money. Check the maximum coverage for each item; check the terms and conditions, etc. It seems like a lot of work, but it can really help make your vacation more relaxing.
After all this is done. Remember to make photocopies of all your documents and keep them in a separate place. And finally, enjoy and have a good trip.