Travel insurance is almost mandatory in the current climate. Medical bills can rise, valuable equipment and luggage can be lost or stolen, and travel arrangements are subject to change or cancellation without notice.
CGU Travel Insurance has developed a comprehensive policy to cover a traveler for almost any accident that may occur while traveling to Australia; the company also offers access to their 24-hour, Worldwide Emergency Hotline. For a week of double coverage there is a total premium of AUD$108.80; coverage includes additional costs ($20,000); Rental car return and deductible waiver, cancellation fees (whatever it costs); Baggage and Travel Documents ($5,000); Accidental Death and Disability ($20,000); and liability ($1 million). For more information, log on to http://www.cgu.com.au.
Worldcare Travel Insurance offers comprehensive benefits at affordable rates. For a week of double coverage, there is a total premium of AUD$73 which includes cancellation fees and lost deposits, additional costs, accidental death, luggage and personal effects, travel delay compensation, personal liability, rental vehicle and housekeeping services. The cover applies from the moment you leave your home and go directly to your place of departure, and ends when you return to your home. For more information please email email@example.com or fax +61 7 3305 7028.
The NRMA Travel Insurance offers various coverages for both single travelers and families. And with a 24-hour Worldwide Emergency Hotline service, help is just a phone call away. Weekly coverage for a single traveler costs a premium of AUD$63.22 and includes foreign medical, dental and associated accommodation/travel expenses; resumption of overseas travel if you have to return to Australia; payment deductible car hire; travel cancellation costs if you are unable to travel; lost or stolen luggage and travel documents; death by accident or disability and loss of income; and legal liability for injuries to a third person or property. For more information, please contact 1300-305-790.
When making a claim, it is imperative that the traveler notifies the travel insurance company as soon as possible and provides all necessary information to support the claim, including original medical or police reports, statements, receipts, appraisals or other proof of ownership. This will help to process the claim smoothly.