When purchasing tickets for an event, you might be given the option to add on ticket insurance. At Ticketmaster, this insurance is provided by Allianz Global Assistance and can cover a variety of unexpected events that may prevent you from attending the event. In this article, we will explore everything you need to know about Ticketmaster ticket insurance.
What is Ticketmaster Ticket Insurance?
Ticketmaster ticket insurance provides you with financial protection in case you cannot attend an event. This insurance covers issues like illness, job loss, and weather events that are out of your control. It helps ensure that you won’t lose your money if something unexpected happens that prevents you from attending the event.
The insurance is provided by Allianz Global Assistance, a leading provider of travel and specialty insurance products. Allianz has been in the insurance business for over 100 years and has an A+ rating from A.M. Best, a global credit rating agency.
What Does Ticketmaster Ticket Insurance Cover?
The specific coverage provided by Ticketmaster ticket insurance will depend on the policy you purchase. Generally, the insurance can provide coverage for the following:
Event Cancellation: |
If the event is cancelled for reasons beyond your control and a refund is not available, you can be reimbursed for the cost of your ticket. |
Illness, Injury or Death: |
If you or a family member falls ill, is injured, or passes away, you can be reimbursed for the cost of your ticket. |
Weather: |
If the weather prevents you from attending the event and the event is not cancelled, you can be reimbursed for the cost of your ticket. |
Job Loss: |
If you lose your job through no fault of your own, you can be reimbursed for the cost of your ticket. |
Other Reasons: |
Other covered reasons may include mechanical breakdown of your vehicle within 48 hours of the event, jury duty, or military duty. |
Note that certain terms and conditions apply, and not all reasons for cancellation are covered. Make sure to read the policy carefully before purchasing.
How Much Does Ticketmaster Ticket Insurance Cost?
The cost of Ticketmaster ticket insurance will depend on the price of your tickets and the specific policy you select. On average, insurance typically costs around 10% of the ticket price. For example, if the ticket price is $100, insurance may cost an additional $10.
When selecting a policy, consider the cost of the tickets as well as the likelihood that something might happen that could prevent you from attending the event. If you are concerned about losing your money due to an unexpected event, ticket insurance may be a wise investment.
How Do I Purchase Ticketmaster Ticket Insurance?
You can purchase Ticketmaster ticket insurance when you buy your tickets online or over the phone. Look for the option to add insurance during the checkout process. Make sure to read the policy carefully before completing your purchase.
FAQ:
What happens if the event is cancelled?
If the event is cancelled for reasons beyond your control, you can be reimbursed for the cost of your ticket if you purchased the insurance. If a refund is available, you will be given the option to receive either the refund or the insurance reimbursement.
What happens if I get sick and can’t attend the event?
If you or a family member falls ill, you can be reimbursed for the cost of your ticket if you purchased the insurance. You will need to provide documentation from a doctor indicating that you or your family member were unable to attend the event due to the illness.
What if I change my mind after purchasing ticket insurance?
If you change your mind and decide not to purchase ticket insurance, you can cancel your policy within 10 days of purchase for a full refund. After 10 days, you may be able to receive a partial refund depending on the specific policy.
Are there any exclusions or limitations to coverage?
Yes, there are certain exclusions and limitations to coverage. For example, coverage may not be provided if the event is cancelled due to a labor strike or if you are unable to attend due to a pre-existing medical condition. Make sure to read the policy carefully before purchasing to understand the terms and conditions of coverage.
Is Ticketmaster Ticket Insurance Worth It?
Whether or not Ticketmaster ticket insurance is worth it will depend on your individual circumstances. If you are concerned about losing your money due to an unexpected event that prevents you from attending an event, then the added protection of insurance may be worth it. However, if you are unlikely to encounter such an event or the cost of the tickets is relatively low, you may choose to skip the insurance.
Ultimately, ticket insurance can provide peace of mind and financial protection in case something unexpected happens. If you decide to purchase insurance, make sure to read the policy carefully and consider the likelihood of needing to use it before making your purchase.
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