Thrivent Life Insurance: Protecting Your Future

As you navigate through life, it is important to secure your future and that of your loved ones. Thrivent Life Insurance is a trusted provider of life insurance and financial services, ensuring that you have the necessary protection, planning and investments for financial stability in the future.

What is Thrivent Life Insurance?

Founded in the early 1900s, Thrivent Life Insurance is a Fortune 500 financial service company that offers a range of financial products and services. It specializes in helping people make wise investments, manage risks, and protect their assets. This company is well-known for its charitable efforts and strong Christian principles.

Thrivent offers various types of life insurance policies, including:

Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Provides coverage for a specific term and is typically less expensive.
Permanent life insurance with cash value accumulation.
Permanent life insurance with flexible premium payments and death benefit options.

Why Choose Thrivent Life Insurance?

Thrivent Life Insurance has been in operation for over a century, making it a reputable and reliable choice for your life insurance needs. Here are some reasons why you should consider choosing Thrivent:

1. Financial Strength and Stability

Thrivent Life Insurance has been rated A++ (Superior) by A.M. Best, indicating its ability to meet its financial obligations. This rating is the highest possible and indicates outstanding financial strength and stability.

2. Charitable Impact

Thrivent Life Insurance is known for its charitable efforts, donating millions of dollars to nonprofit organizations every year. When you become a Thrivent member, you can also participate in charitable activities and have a positive impact on your community.

3. Faith-Based Company

Thrivent Life Insurance is a faith-based company that operates on Christian principles. This means that the company values honesty, integrity, and service to others. These values are reflected in the way Thrivent Life Insurance operates and services its customers.

Types of Thrivent Life Insurance Policies

Thrivent Life Insurance offers different types of policies to meet the varying needs of its customers:

Term Life Insurance

Thrivent’s term life insurance is designed to provide affordable coverage for a specific period. The policyholder pays premiums for a specified term, and if they pass away during that time, their beneficiaries receive a death benefit. Term life insurance can be a good choice for people who need protection for a specific period, such as while their children are young, or while they are paying off a mortgage.

Whole Life Insurance

Thrivent’s whole life insurance is a permanent policy that provides coverage for the policyholder’s entire life. Whole life insurance also includes a cash value component, which grows over time and can be used for various purposes, such as paying premiums or obtaining loans. Policyholders can also receive dividends from the company, which can be used to increase coverage or reduce premiums.

Universal Life Insurance

Thrivent’s universal life insurance is a flexible policy that allows policyholders to adjust their premiums and death benefits over time. This policy includes both a death benefit and a cash value component, which can be used to pay premiums or obtain loans. Universal life insurance can be a good choice for people who want flexibility and the ability to change their coverage over time.

How to Apply for Thrivent Life Insurance

If you are interested in purchasing a Thrivent Life Insurance policy, you can begin the application process by contacting a financial representative. You can find a representative on the Thrivent website, or by calling the customer service number.

During the application process, you will need to provide personal and financial information, such as your age, health, and occupation. Your application will be reviewed by the company, and you may be required to undergo a medical exam or submit additional information. Once your application is approved, you can begin paying premiums and receive coverage.


1. How much life insurance do I need?

How much life insurance you need depends on several factors, including your age, income, and family size. A financial representative can help you determine the amount of coverage you need to protect your loved ones.

2. Do I need a medical exam to apply for life insurance?

Depending on the type of policy and the amount of coverage you need, you may be required to undergo a medical exam. This exam will help the insurance company determine your health and medical history, which will impact your premiums and coverage.

3. Can I change my life insurance policy?

Yes, you can usually change your life insurance policy over time, such as by adjusting your premiums or death benefits. Your financial representative can help you make changes to your policy as needed.

4. What happens if I stop paying my premiums?

If you stop paying your premiums, your life insurance policy may lapse, and you will lose coverage. Depending on the policy, you may also lose any cash value or dividends that have accumulated.

5. What happens if I pass away while my policy is in force?

If you pass away while your policy is in force, your beneficiaries will receive a death benefit from the insurance company. This benefit can help provide financial support for your loved ones after you are gone.


Thrivent Life Insurance is a reputable and reliable provider of life insurance and financial services. Whether you need coverage for a specific term or for your entire life, Thrivent has a policy to meet your needs. By choosing Thrivent, you are making an investment in your future and the financial stability of your loved ones.