The General Auto Insurance SR22: Everything You Need to Know

If you’re a driver who’s had your license suspended or revoked, you may be required to get an SR22 form in order to legally drive again. The General Auto Insurance offers this service, making it easy for you to get back on the road. In this article, we’ll cover everything you need to know about The General’s SR22 service, from what it is to how to get it.

What is an SR22?

An SR22 is a form that proves you have auto insurance coverage. It’s often required by state law for drivers who have had their license suspended or revoked due to certain infractions, such as driving under the influence or driving without insurance. An SR22 form is filed with the state and serves as proof that you are meeting the state’s insurance requirements.

The SR22 form must be filed by your insurance company, and you’ll typically need to keep the form on file for a certain amount of time as specified by your state. If you fail to maintain the required insurance coverage or allow the SR22 to lapse, your license could be suspended again. It’s important to understand that an SR22 is not actual insurance coverage, but rather a form that proves you have it.

Why do I need an SR22?

As mentioned, an SR22 is often required by state law for drivers who have had their license suspended or revoked due to certain infractions. It serves as proof that you have the required insurance coverage in place before you can legally drive again. Without an SR22, you could face further penalties such as fines or even jail time if you’re caught driving without insurance.

How do I get an SR22 from The General Auto Insurance?

If you need an SR22, The General Auto Insurance makes the process easy. Here’s what you need to do:

1. Contact The General Auto Insurance to get a quote for SR22 coverage. You’ll need to provide some basic information such as your name, address, and driver’s license number.
2. If you decide to proceed with The General’s SR22 coverage, you’ll need to provide proof of insurance to the state by filing an SR22 form. The General will file this form on your behalf.
3. You’ll need to pay a one-time fee to The General Auto Insurance for the SR22 filing, as well as your ongoing insurance premiums. The cost of an SR22 can vary depending on your state and other factors, so be sure to ask for a quote.

What kind of coverage does The General’s SR22 offer?

The General’s SR22 coverage meets the minimum requirements for liability coverage in most states. This typically includes bodily injury liability and property damage liability. However, you may need to purchase additional coverage depending on your individual needs and state requirements. The General offers a range of other auto insurance products, so you can customize your coverage as needed.

FAQs

How long do I need to keep an SR22 on file?

The length of time you need to maintain an SR22 varies by state, but it’s typically between two and five years. Be sure to check with your state’s DMV for specific requirements.

Can I get an SR22 without insurance?

No, an SR22 is a form that proves you have insurance coverage. You must purchase an insurance policy before you can file an SR22.

What happens if my SR22 lapses?

If you allow your insurance coverage to lapse or fail to maintain the required coverage, your insurance company will typically inform the state, and your license could be suspended again. It’s important to make your insurance payments on time and keep your coverage up-to-date while you have an SR22 on file.

Can I switch insurance companies while I have an SR22 on file?

Yes, you can switch insurance companies while you have an SR22 on file. However, you’ll need to make sure that your new insurance company provides SR22 coverage and files the form with the state before canceling your previous coverage.

Do I need an SR22 if I don’t own a car?

If you don’t own a car but still need to drive, you can get non-owner SR22 coverage. This provides liability coverage when you’re driving someone else’s car or a rental car. Be sure to ask your insurance company about this option if you don’t own a car.

Conclusion

An SR22 can be a confusing and intimidating requirement for drivers who have had their license suspended or revoked, but The General Auto Insurance makes the process easy. By following the steps we’ve outlined above, you can get back on the road legally and with peace of mind knowing you have the coverage you need. Be sure to ask your insurance company about any specific requirements in your state and any other coverage options that may be available to you.