Ten good reasons why you need car insurance

It may seem like a smart idea at the time, but driving without car insurance is one of the dumbest ideas a person can have.

If you own a car, don’t move it from the driveway without getting auto insurance. You may be lucky and have years of accident-free driving, but you may not!

Auto insurance is not meant to be something you use on a regular basis. As with most insurance, the hope is that you will never have to make a claim, but if something goes wrong and you are involved in an accident, you will certainly regret trying to cut corners and save some money by not have car insurance.

If you don’t have car insurance and are wondering whether or not you want car insurance, take a look at ten good reasons why you should never drive without car insurance again:

1. If you have an accident that is your fault and you don’t have car insurance, you can leave a vulnerable victim without the care they need to recover from what is probably the worst ordeal of their lives.

2. If you are hit by an uninsured driver and you do not have car insurance, your medical care will not be covered by any form of personal liability insurance that would have been part of your car insurance package. Have you recently looked at the costs of care!

3. If you are driving without car insurance, you are driving illegally.

4. If you don’t have car insurance, you can focus on who is following or passing you instead of on the road. High accident risk.

5. If you can’t afford the one-time cost of replacing your car if it’s stolen or written off, it could leave you without transportation for a significant period of time.

6. If you drive without car insurance and get caught, you could lose your driver’s license.

7. If you are considered high risk, it can significantly increase your auto insurance premiums. If you’re caught driving without insurance, most auto insurers will likely push you into the high-risk category.

8. An unexplained break in your auto insurance policy can affect your no-claims discount, resulting in higher auto insurance premiums in the future.

9. If you go without car insurance for a while, you will probably have to lie when you apply for the next car insurance policy. Proven counterfeits can cause your auto insurer to withdraw insurance coverage and fail to settle a claim.

10. Driving without car insurance could put you personally liable for significant third-party claims in the event of an accident!

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If you’re still tempted to drive without car insurance, try imagining how you would feel if you hit a kid. Then imagine how much worse you would feel if you left that child without the money to fund their health care or any kind of financial compensation for the devastating impact an accident could have on their lives.

Never drive without car insurance!