Student Travel Insurance

Studying abroad can be a thrilling and life-changing experience. However, as with any type of travel, unexpected events can happen. It is important for students to consider getting travel insurance for their trip to ensure that they are protected from unforeseen circumstances. In this article, we will be discussing student travel insurance, its benefits, and frequently asked questions regarding it.

What is Student Travel Insurance?

Student travel insurance is a specific type of travel insurance designed for students who are traveling abroad for academic purposes. It covers unexpected expenses that may arise during the trip, such as medical emergencies, trip cancellations, lost or delayed luggage, and more.

Some student travel insurance policies may also include benefits such as emergency medical and dental services, medical evacuation and repatriation, accidental death and dismemberment coverage, and coverage for pre-existing medical conditions with certain limitations.

It is important to note that student travel insurance is not mandatory for all study abroad programs, but it is highly recommended for students to consider purchasing it in order to protect themselves and their investment in their education while studying abroad.

Benefits of Student Travel Insurance

There are numerous benefits to purchasing student travel insurance for your study abroad trip. Some of the most common benefits include:

Medical expenses
Covers emergency medical expenses, hospitalization, and doctor’s fees
Trip cancellation/interruption
Covers non-refundable expenses in case of a trip cancellation or interruption
Luggage loss/delay
Covers the cost of lost, stolen, or delayed luggage
Emergency evacuation/repatriation
Covers the cost of emergency medical evacuations or repatriation
Pre-existing medical conditions
Covers medical conditions that exist prior to the trip

By purchasing student travel insurance, students can have peace of mind knowing that they are covered in case of any unexpected emergencies, which can help them enjoy their study abroad experience even more.

FAQs about Student Travel Insurance

1. Do I really need student travel insurance?

While it is not mandatory for all study abroad programs, it is highly recommended for students to consider purchasing student travel insurance to ensure that they are protected from unexpected events and expenses that may arise during their trip.

2. How much does student travel insurance cost?

The cost of student travel insurance can vary depending on the coverage and duration of the trip. On average, a student travel insurance policy can cost anywhere from $20 to $50 per week of coverage.

3. Can I purchase student travel insurance after I have already left for my trip?

Some insurance providers may allow you to purchase student travel insurance after you have already left for your trip, but coverage may be limited. It is always best to purchase travel insurance before your trip to ensure full coverage.

4. What happens if I need to use my insurance?

If you need to use your student travel insurance, you can typically file a claim online or by phone. Your insurance provider will then guide you through the claims process and provide you with the necessary information and assistance to help you resolve your issue.

5. How can I find the best student travel insurance policy for me?

There are many insurance providers that offer student travel insurance policies. It is important to compare policies and prices, read reviews and ratings from other students, and consider the coverage provided by each policy before making a decision. You can also consult with your study abroad program advisor or travel agent for recommendations.


Student travel insurance can provide peace of mind to students who are studying abroad, ensuring they are protected from unexpected events and expenses that may arise during their trip. By considering purchasing student travel insurance and researching the best policy for their needs, students can focus on enjoying their study abroad experience to the fullest.