Spirit Dental Insurance: Affordable and Comprehensive Dental Coverage

Good dental health is essential for overall well-being. However, dental procedures can be expensive, often leading individuals to avoid necessary treatments. Spirit Dental Insurance offers affordable dental insurance plans that provide comprehensive coverage for a wide range of dental procedures. In this article, we will take a closer look at Spirit Dental Insurance, including its coverage options, pricing, benefits, and FAQs.

What is Spirit Dental Insurance?

Spirit Dental Insurance is a dental insurance provider that offers affordable coverage for individuals and families. The company’s mission is to provide quality dental care at an affordable cost so that everyone can access the care they need. Spirit Dental Insurance is part of the Ameritas Group, a leading provider of dental, vision, and hearing care insurance.

Coverage Options

Spirit Dental Insurance offers two types of dental plans: network and non-network. Network plans have a set of providers who have agreed to accept discounted rates for services. Non-network plans allow you to choose any dentist you wish to visit. Spirit Dental Insurance plans cover a range of services, including preventive care, restorative care, and orthodontics.

Preventive Care

Preventive care includes regular check-ups, cleanings, and X-rays. Preventive care is critical for maintaining good dental health as it helps identify issues before they become more severe. Spirit Dental Insurance covers preventive care, with some plans offering 100% coverage for preventive services.

Restorative Care

Restorative care includes procedures such as fillings, root canals, and crowns. These procedures are designed to restore damaged or decayed teeth. Spirit Dental Insurance covers a range of restorative care services, with some plans offering up to 50% coverage.

Orthodontics

Orthodontics includes services such as braces and retainers, which are designed to correct misaligned teeth. Spirit Dental Insurance offers coverage for orthodontics, with some plans offering up to 50% coverage.

Pricing

Spirit Dental Insurance offers affordable coverage options, with plans starting at $38 per month. The price of the plan will depend on the type of coverage, the deductible, and the services covered.

Discounts

Spirit Dental Insurance offers discounts for families, with coverage available for as little as $99 per month for a family of four. The company also offers discounts for annual payments, with savings of up to 10% available for those who pay annually.

Benefits

There are several benefits of choosing Spirit Dental Insurance, including:

Comprehensive Coverage

Spirit Dental Insurance offers comprehensive coverage for a range of dental procedures, including preventive care, restorative care, and orthodontics.

Affordability

Spirit Dental Insurance plans are affordable, with pricing options available for individuals and families.

Flexibility

With both network and non-network plans available, Spirit Dental Insurance offers flexibility in choosing your dental provider.

Easy to Use

The Spirit Dental Insurance website is user-friendly, making it easy to find information about coverage options, pricing, and benefits.

FAQs

Question
Answer
What dental procedures are covered by Spirit Dental Insurance?
Spirit Dental Insurance covers a range of dental procedures, including preventive care, restorative care, and orthodontics.
How much does Spirit Dental Insurance cost?
The cost of Spirit Dental Insurance depends on the type of coverage, the deductible, and the services covered. Plans start at $38 per month.
Does Spirit Dental Insurance offer discounts?
Yes, Spirit Dental Insurance offers discounts for families and annual payments.
Is Spirit Dental Insurance easy to use?
Yes, the Spirit Dental Insurance website is user-friendly, making it easy to find information about coverage options, pricing, and benefits.
How do I sign up for Spirit Dental Insurance?
You can sign up for Spirit Dental Insurance online or by calling the company’s customer service line.

Conclusion

Spirit Dental Insurance is an affordable and comprehensive dental insurance provider that offers coverage for individuals and families. With a range of coverage options, pricing, and benefits, Spirit Dental Insurance is a great choice for those looking for quality dental care at an affordable cost. If you’re in need of dental coverage, be sure to check out Spirit Dental Insurance and see how they can help you maintain good dental health.