Southern Owners Insurance Company: A Comprehensive Guide

Southern Owners Insurance Company is a Mississippi-based insurance company that has been providing insurance services to its customers since 1994. The company offers a range of insurance products, including auto insurance, home insurance, and commercial insurance. With its commitment to providing excellent customer service and affordable insurance rates, Southern Owners Insurance Company has become a popular choice for many people in the Southern United States.

About Southern Owners Insurance Company

Southern Owners Insurance Company was established in 1994 by a group of independent insurance agents who saw the need for a better insurance solution for people in the Southern United States. The company is headquartered in Meridian, Mississippi, and has over 200 employees. Southern Owners Insurance Company operates in Mississippi, Alabama, Arkansas, Georgia, Louisiana, and South Carolina.

The company’s mission is to provide its customers with excellent insurance services at affordable rates. To achieve this, Southern Owners Insurance Company offers a range of insurance products that are tailored to meet the specific needs of its customers. The company also provides excellent customer service to ensure that its customers are satisfied with their insurance coverage.

Auto Insurance

Southern Owners Insurance Company offers auto insurance coverage to protect its customers’ vehicles from damage caused by accidents, theft, and other incidents. The company offers liability coverage, collision coverage, and comprehensive coverage. Liability coverage is mandatory in most states and provides coverage for damages you may cause to other people’s property or injuries you may cause to other people in an accident. Collision coverage provides coverage for damages to your vehicle caused by a collision, regardless of who is at fault. Comprehensive coverage provides coverage for damages to your vehicle caused by non-collision incidents such as theft, fire, or natural disasters.

The company also offers a range of discounts to help its customers save money on their auto insurance premiums. These discounts include safe driver discounts, multi-car discounts, and good student discounts.

Home Insurance

Southern Owners Insurance Company offers home insurance coverage to protect its customers’ homes and personal belongings from damage or loss. The company offers property coverage, liability coverage, and additional living expenses coverage. Property coverage provides coverage for damages to your home and personal belongings caused by covered incidents like fire, lightning, or theft. Liability coverage provides coverage for damages you may cause to other people’s property or injuries you may cause to other people on your property. Additional living expenses coverage provides coverage for the additional expenses you may incur if you have to temporarily move out of your home due to a covered incident.

The company also offers a range of discounts to help its customers save money on their home insurance premiums. These discounts include home security discounts, new home discounts, and multi-policy discounts.

Commercial Insurance

Southern Owners Insurance Company offers commercial insurance coverage to protect businesses from financial loss caused by unexpected incidents. The company offers property coverage, liability coverage, and business interruption coverage. Property coverage provides coverage for damages to your business property caused by covered incidents like fire, theft, or vandalism. Liability coverage provides coverage for damages you may cause to other people’s property or injuries you may cause to other people on your business premises. Business interruption coverage provides coverage for lost income and other expenses if your business operations are interrupted due to a covered incident.

The company also offers a range of discounts to help its business customers save money on their commercial insurance premiums. These discounts include safety program discounts, multiple policy discounts, and loss control discounts.

FAQs

Question
Answer
What insurance products does Southern Owners Insurance Company offer?
Southern Owners Insurance Company offers auto insurance, home insurance, and commercial insurance.
What discounts does Southern Owners Insurance Company offer?
The company offers a range of discounts, including safe driver discounts, multi-car discounts, good student discounts, home security discounts, new home discounts, multi-policy discounts, safety program discounts, multiple policy discounts, and loss control discounts.
Is Southern Owners Insurance Company available in all states?
No, the company operates in Mississippi, Alabama, Arkansas, Georgia, Louisiana, and South Carolina.
What is the company’s mission?
The company’s mission is to provide its customers with excellent insurance services at affordable rates.
Does Southern Owners Insurance Company provide excellent customer service?
Yes, the company is committed to providing excellent customer service to ensure that its customers are satisfied with their insurance coverage.

Conclusion

Southern Owners Insurance Company is a reliable insurance provider that offers a range of insurance products to meet the specific needs of its customers. The company’s commitment to providing excellent customer service and affordable insurance rates has made it a popular choice for many people in the Southern United States. Whether you need auto insurance, home insurance, or commercial insurance, Southern Owners Insurance Company has got you covered.