Southern Owners Insurance: Complete Guide

Southern Owners Insurance is a company that provides homeowners and auto insurance coverage to those living in the southern part of the United States. Founded in 1938, the company has been providing affordable insurance policies to its customers for over 80 years. In this article, we will discuss everything you need to know about Southern Owners Insurance, from its history to its coverage options to frequently asked questions.

History of Southern Owners Insurance

The history of Southern Owners Insurance dates back to 1938 when it was founded in Jackson, Mississippi. Originally, the company provided only fire insurance policies to Mississippi residents, but over the years, the company has expanded its coverage areas and policy options. In 1972, the company was acquired by Companion Property and Casualty and became a wholly-owned subsidiary. In 2019, Southern Owners Insurance was acquired by Shelter Insurance.

Today, Southern Owners Insurance has over 400 independent agents throughout the southern part of the country, including Mississippi, Louisiana, Arkansas, Missouri, Kansas, and Colorado.

Coverage Options

Southern Owners Insurance offers a variety of coverage options to its customers. Here are some of the most common coverage options:

Policy Type
Coverage Options
Homeowners Insurance
Property damage, personal liability, dwelling coverage, guest medical protection, theft, and more.
Auto Insurance
Liability, collision, comprehensive, medical payments, uninsured/underinsured motorist coverage, and more.
Flood Insurance
Building property and personal property coverage for damages due to flood.

In addition to the coverage options listed above, Southern Owners Insurance also offers additional coverage options, such as boat insurance, motorcycle insurance, and umbrella insurance.

FAQ

Q: How do I file a claim with Southern Owners Insurance?

A: To file a claim with Southern Owners Insurance, you can call their claims department at 1-800-688-9859. You can also file a claim online through their website.

Q: What is Southern Owners Insurance’s customer service phone number?

A: Southern Owners Insurance’s customer service phone number is 1-800-825-9489.

Q: How can I get a quote for insurance coverage from Southern Owners Insurance?

A: You can get a quote for insurance coverage from Southern Owners Insurance by contacting one of their independent agents. You can find a list of agents on their website.

Q: Does Southern Owners Insurance offer discounts on insurance policies?

A: Yes, Southern Owners Insurance offers a variety of discounts on insurance policies. Some of the most common discounts include multi-policy discounts, safe driver discounts, and home security discounts.

Q: What states does Southern Owners Insurance provide coverage in?

A: Southern Owners Insurance provides coverage in Mississippi, Louisiana, Arkansas, Missouri, Kansas, and Colorado.

Conclusion

In conclusion, Southern Owners Insurance has been providing affordable insurance coverage options to residents of the southern part of the United States for over 80 years. With a variety of coverage options and discounts available, Southern Owners Insurance is a great option for those looking for reliable and affordable insurance coverage. If you have any additional questions about Southern Owners Insurance, be sure to contact one of their independent agents or visit their website for more information.