What To Do After Someone Hits Your Car?

Whose Insurance Do I Call After an Accident?
Whose Insurance Do I Call After an Accident? from www.palermolawgroup.com

Stay Calm and Collect Information

An unexpected accident can be shocking and it can be tempting to react with anger and frustration. It is important to remain calm and collected throughout the whole process. Make sure to collect all the necessary information such as the other driver’s name, contact information, vehicle license plate number, insurance company, and any other relevant information. This will be useful when it comes time to file a claim.

Take Photos

Take pictures of the scene of the accident and any damage that was done to the vehicle. This can be helpful when it comes time to file a claim. If possible, also get pictures of the other car and any witnesses that were present. This will help to prove your case if there are any discrepancies.

Call the Police

It is important to call the police after an accident, even if it is a minor one. The police can help to document the scene of the accident and provide an official report. This can be used when it comes time to file a claim with the insurance company.

File a Claim With Your Insurance Company

Once you have all the necessary information, it is time to call your insurance company to file a claim. Be prepared to provide them with all the information you gathered at the scene of the accident. Keep in mind that your insurance company may require you to fill out additional paperwork. Follow all the steps and instructions that your insurance company provides.

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Contact the Other Driver’s Insurance Company

If the other driver is at fault, then you will need to contact their insurance company. Make sure you have all the necessary information such as their name, contact information, and insurance company. Again, you will need to provide them with all the necessary information and be prepared to answer any questions that they might have.

Get an Estimate

Once you have filed a claim with your insurance company and the other driver’s insurance company, it is time to get an estimate of the damages. This will help the insurance companies determine how much the repairs will cost. Be sure to get multiple estimates so that you can compare them and make sure you are getting the best deal.

Find a Reputable Repair Shop

Once you have received the estimates, it is time to find a reputable repair shop. Make sure to do your research and find a shop that has a good reputation. It is also important to make sure that the shop is certified by the insurance company to ensure that the repairs will be covered.

Keep Track of All Documentation

It is important to keep track of all the documents and paperwork associated with the accident. This includes the police report, the estimates, and any other documents that the insurance companies provide. This will help you if there are any discrepancies or if you need to dispute any charges.

Follow Up With the Insurance Companies

Once the repairs have been completed, it is important to follow up with the insurance companies to make sure that they have processed the claim. Be sure to keep all receipts and documents associated with the repair in case there are any discrepancies. This will help you if there are any issues that need to be resolved.

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It can be stressful dealing with an accident and trying to figure out whose insurance to call. However, by following the steps outlined above, you can make the process a bit easier. Make sure to stay calm and collected and to keep track of all the necessary information. This will help you get the best outcome possible.