Safeway Insurance Company: A Comprehensive Guide

Safeway Insurance Company has been providing auto, home, and health insurance services to individuals and businesses for over 60 years. It is a privately owned insurance company that operates in multiple states and offers a wide range of insurance products to meet the diverse needs of its customers. In this article, we will take a closer look at Safeway Insurance Company, its history, products, and services.

History of Safeway Insurance Company

Safeway Insurance Company was founded in 1959 in Westmont, Illinois. It started as a small insurance agency providing auto insurance services to local customers. Over time, the company expanded its operations to multiple states and began offering a wider range of insurance products.

Today, Safeway Insurance Company is a well-established insurance provider with a strong presence in the Midwest and Southern regions of the United States. It has over 300 employees and serves more than 250,000 policyholders.

Company Mission and Values

Safeway Insurance Company’s mission is to provide quality insurance products and services that meet the needs of its customers. The company values customer satisfaction, integrity, teamwork, and innovation.

Types of Insurance Products Offered by Safeway Insurance Company

Safeway Insurance Company offers a wide range of insurance products that include:

Insurance Product
Description
Auto Insurance
Provides coverage for personal and commercial vehicles, including liability, collision, and comprehensive coverage.
Home Insurance
Provides coverage for homeowners, renters, and condominium owners, including liability, property damage, and theft coverage.
Health Insurance
Provides coverage for medical expenses, including hospitalization, prescription drugs, and preventive care.
Commercial Insurance
Provides coverage for businesses, including liability, property damage, and workers’ compensation.

Auto Insurance Products Offered by Safeway Insurance Company

Safeway Insurance Company offers a comprehensive range of auto insurance products that cater to the diverse needs of its customers. Let’s take a closer look at the different types of auto insurance offered by Safeway Insurance Company.

Liability Insurance

Liability insurance protects you in case you cause an accident that results in bodily harm or property damage to someone else. It covers the cost of any damages or medical expenses that you may be legally responsible for as a result of the accident.

Collision Insurance

Collision insurance covers the cost of repairs or replacement of your vehicle if it is damaged in an accident that you are responsible for. It covers the cost of repairing or replacing your vehicle whether or not the other driver has insurance.

Comprehensive Insurance

Comprehensive insurance covers the cost of repairing or replacing your vehicle if it is damaged due to non-collision events, such as theft, vandalism, or natural disasters.

Personal Injury Protection

Personal injury protection (PIP) covers the cost of medical expenses and lost wages if you are injured in an accident, regardless of who was at fault for the accident. PIP is mandatory in some states.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage protects you in case you are involved in an accident with a driver who does not have insurance or who does not have enough insurance to cover the damages or medical expenses. It covers the cost of damages or medical expenses that the other driver would have been responsible for if they had insurance.

Home Insurance Products Offered by Safeway Insurance Company

Safeway Insurance Company offers a wide range of home insurance products that cater to the diverse needs of homeowners, renters, and condominium owners. Let’s take a closer look at the different types of home insurance offered by Safeway Insurance Company.

Homeowners Insurance

Homeowners insurance provides coverage for the structure of your home, as well as your personal belongings and liability in case someone is injured while on your property. It also provides coverage for additional living expenses if your home is uninhabitable due to a covered event.

Renters Insurance

Renters insurance provides coverage for your personal belongings and liability in case someone is injured while in your rental unit. It also provides coverage for additional living expenses if your rental unit is uninhabitable due to a covered event.

Condominium Insurance

Condominium insurance provides coverage for the interior of your condominium unit, as well as your personal belongings and liability in case someone is injured while in your unit. It also provides coverage for additional living expenses if your unit is uninhabitable due to a covered event.

Health Insurance Products Offered by Safeway Insurance Company

Safeway Insurance Company offers a wide range of health insurance products that cater to the diverse needs of individuals and families. Let’s take a closer look at the different types of health insurance offered by Safeway Insurance Company.

Individual Health Insurance

Individual health insurance provides coverage for medical expenses, including hospitalization, prescription drugs, and preventive care. It is designed for individuals who do not have access to health insurance through their employer.

Family Health Insurance

Family health insurance provides coverage for medical expenses, including hospitalization, prescription drugs, and preventive care for you and your family members. It is designed for families who do not have access to health insurance through their employer.

Commercial Insurance Products Offered by Safeway Insurance Company

Safeway Insurance Company offers a wide range of commercial insurance products that cater to the diverse needs of businesses. Let’s take a closer look at the different types of commercial insurance offered by Safeway Insurance Company.

Liability Insurance

Liability insurance provides coverage for damages or injuries that your business may be legally responsible for as a result of your actions or negligence. It covers the cost of any damages or medical expenses that your business may be responsible for as a result of an accident or injury.

Property Insurance

Property insurance provides coverage for the physical assets of your business, such as buildings, equipment, and inventory. It covers the cost of repairing or replacing your assets in case they are damaged or destroyed due to a covered event.

Workers’ Compensation Insurance

Workers’ compensation insurance provides coverage for medical expenses and lost wages for employees who are injured or become ill as a result of their work. It also provides coverage for legal costs in case an employee sues your business for their injuries or illness.

FAQ about Safeway Insurance Company

What states does Safeway Insurance Company operate in?

Safeway Insurance Company operates in multiple states, including Illinois, Indiana, Wisconsin, Ohio, Missouri, Texas, and Alabama.

How can I purchase insurance from Safeway Insurance Company?

You can purchase insurance from Safeway Insurance Company by visiting their website, contacting their customer service department, or visiting one of their local offices.

What is Safeway Insurance Company’s customer service phone number?

Safeway Insurance Company’s customer service phone number is 1-800-344-1947.

Does Safeway Insurance Company offer online account management?

Yes, Safeway Insurance Company offers online account management for its customers. You can log in to your account on their website to view your policy information, make payments, and manage your account.

What discounts does Safeway Insurance Company offer?

Safeway Insurance Company offers a variety of discounts for its customers, including safe driver discounts, multi-policy discounts, and good student discounts. Contact their customer service department for more information on available discounts.

Overall, Safeway Insurance Company is a reputable insurance provider that offers a wide range of insurance products to meet the diverse needs of its customers. If you are in the market for insurance, Safeway Insurance Company is definitely worth considering.