RLI Insurance: Comprehensive Coverage for Your Needs

RLI Corp. is a specialty insurance company that offers a range of insurance products to help individuals and businesses protect against risks. Founded in 1965, RLI is known for its high-quality coverage and excellent customer service. In this article, we will provide an overview of RLI insurance, its products and services, and why you should consider it for your insurance needs.

What is RLI Insurance?

RLI is a national insurance company that specializes in underwriting unique and hard-to-place risks. It offers insurance policies in three main areas: casualty, surety, and property. RLI is known for its comprehensive coverage and high quality customer service, making it a go-to insurance company for individuals and businesses alike.

Casualty Insurance

Casualty insurance is designed to protect individuals and businesses from legal liability arising from accidents, injuries, and damages caused to others. RLI offers a range of casualty insurance products, including:

Product
Description
General Liability
Protects businesses from liability claims arising from property damage, bodily injury, and personal injury
Professional Liability
Protects professional service providers, such as doctors and lawyers, from negligence claims
Product Liability
Protects manufacturers from liability claims arising from faulty products
Umbrella Liability
Provides additional liability coverage above the limits of other liability policies

RLI’s casualty insurance products are known for their flexible coverage options that can be tailored to fit the specific needs of each client. The company’s customer service representatives work closely with clients to understand their unique risks and provide comprehensive coverage that helps protect against potential losses.

Surety Insurance

Surety insurance is designed to protect businesses and individuals from financial loss in the event of a breach of contract. RLI offers a range of surety insurance products, including:

Product
Description
Contract Surety
Protects businesses from financial losses if a contractor fails to fulfill a contractual obligation
Commercial Surety
Protects businesses from financial losses related to non-contractual business activities, such as license and permit bonds
Custom Bonds
Provides specialized bond coverage for unique business needs

RLI’s surety insurance products are known for their competitive rates and efficient claims handling. The company’s underwriters work closely with clients to provide comprehensive coverage that helps protect against financial loss.

Property Insurance

Property insurance is designed to protect individuals and businesses from property damage and loss. RLI offers a range of property insurance products, including:

Product
Description
Commercial Property
Protects businesses from property damage and loss due to fire, theft, and other covered events
Inland Marine
Protects businesses from property damage and loss during transportation and storage of goods
Builder’s Risk
Protects builders from property damage and loss during construction projects

RLI’s property insurance products are known for their broad coverage options and flexible deductibles. The company’s underwriters work closely with clients to provide comprehensive coverage that helps protect against potential property loss.

Why Choose RLI Insurance?

There are many reasons to choose RLI insurance for your insurance needs. Here are just a few:

High-Quality Coverage

RLI is known for its comprehensive coverage options that can be tailored to fit the specific needs of each client. Whether you need general liability, professional liability, or property insurance, RLI has you covered.

Excellent Customer Service

RLI’s customer service representatives are known for their responsiveness and attention to detail. They work closely with clients to understand their unique risks and provide comprehensive coverage that helps protect against potential losses.

Competitive Rates

RLI offers competitive rates on all of its insurance products. Whether you are an individual or a business, RLI can help you find the coverage you need at a price you can afford.

Efficient Claims Handling

RLI’s claims department is known for its efficiency and responsiveness. The company’s claims adjusters work closely with clients to quickly and accurately process claims, ensuring that clients receive the compensation they deserve.

FAQ

What types of insurance does RLI offer?

RLI offers casualty, surety, and property insurance products to individuals and businesses.

What makes RLI different from other insurance companies?

RLI is known for its high-quality coverage options, excellent customer service, and competitive rates. The company’s underwriters work closely with clients to provide comprehensive coverage that helps protect against potential losses.

Does RLI offer coverage in all 50 states?

Yes, RLI offers insurance coverage in all 50 states.

How can I get a quote for insurance from RLI?

You can get a quote for insurance from RLI by contacting the company directly or by working with an independent insurance broker.

Conclusion

RLI is a specialty insurance company that offers a range of insurance products to help individuals and businesses protect against risks. With its high-quality coverage and excellent customer service, RLI is a great option for anyone looking for comprehensive insurance coverage. Whether you need casualty, surety, or property insurance, RLI has you covered. Contact RLI today to learn more about its products and services.