RAC Car Insurance: Your Ultimate Guide

Car insurance is a legal requirement in the UK, and with so many providers available, choosing the right one can be a daunting task. One of the most popular options is RAC Car Insurance, which has been providing coverage for over a century. In this guide, we’ll take a closer look at RAC Car Insurance, including its coverage options, benefits, and pricing.

What is RAC Car Insurance?

RAC Car Insurance is a product offered by the RAC, a leading UK roadside assistance and breakdown recovery provider. The company has been in operation since 1897 and has since expanded to offer a range of insurance products, including car insurance, home insurance, and travel insurance.

RAC Car Insurance provides coverage for drivers in the UK and offers a range of benefits, including legal cover, courtesy car, and key cover. The company also provides a variety of additional services, including breakdown recovery assistance and car maintenance and repair services.

What are the coverage options for RAC Car Insurance?

RAC Car Insurance offers three different types of coverage: third-party, third-party fire and theft, and comprehensive. Third-party insurance is the minimum legal requirement in the UK, and covers damage to other people and their property, but not to your own car. Third-party fire and theft also provides coverage for your car if it is stolen or damaged by fire, in addition to third-party coverage.

Comprehensive coverage is the most complete option, providing protection for your car against damage, theft, and fire, as well as third-party coverage. Comprehensive coverage also includes additional benefits, such as windscreen repair, a courtesy car, and personal accident cover.

What are the benefits of RAC Car Insurance?

RAC Car Insurance offers a range of benefits for its customers, including:

  • 24/7 customer support
  • Legal cover
  • Key cover
  • Courtesy car
  • Breakdown recovery services
  • Windscreen repair
  • Personal accident cover

These benefits help ensure that you’re protected in the event of an accident, breakdown, or other issue on the road. With RAC Car Insurance, you can have peace of mind knowing that you’re covered no matter what happens.

What is the pricing for RAC Car Insurance?

Pricing for RAC Car Insurance varies depending on a number of factors, including the type of coverage you choose, your driving history, and the make and model of your car. However, RAC Car Insurance strives to offer competitive pricing and provides a range of discounts and bonuses for its customers.

Some of the ways you can save on RAC Car Insurance include:

  • Multi-car discounts
  • No-claims discounts
  • Safe driver discounts
  • Low mileage discounts

By taking advantage of these discounts and bonuses, you can get the coverage you need at a price you can afford.

FAQ about RAC Car Insurance

Here are some frequently asked questions about RAC Car Insurance:

Is RAC Car Insurance reputable?

Yes, RAC Car Insurance is a reputable provider with over 100 years of experience in the industry. The company is also rated highly by its customers and has received numerous awards for its services.

How do I make a claim with RAC Car Insurance?

You can make a claim with RAC Car Insurance by calling its claims hotline, which is available 24/7. You’ll need to provide details about the accident or incident, as well as your policy number and personal information.

Can I add additional drivers to my RAC Car Insurance policy?

Yes, you can add additional drivers to your RAC Car Insurance policy. However, this may affect the price of your policy, depending on the additional driver’s age, driving history, and other factors.

Do I need to have breakdown cover with RAC Car Insurance?

No, you do not need to have breakdown cover with RAC Car Insurance. However, it is recommended, as it provides additional protection and assistance in the event of a breakdown or other issue on the road.

Conclusion

RAC Car Insurance provides comprehensive coverage and a range of benefits for drivers in the UK. With competitive pricing, customer support, and additional services such as breakdown recovery and car maintenance, RAC Car Insurance is a popular choice for many drivers. By taking advantage of its discounts and bonuses, you can get the coverage you need at a price you can afford.