Understanding Tricare Dental and Vision Insurance

Tricare is a health insurance program offered for military members and their families. In addition to providing comprehensive medical coverage, Tricare also offers dental and vision insurance options.

Tricare Dental Insurance

Tricare offers two dental insurance options for active-duty service members and their families:

1. Tricare Active Duty Dental Program (ADDP)

The Tricare ADDP is available to service members on active duty and their families. The program covers preventive and diagnostic services, restorative care, endodontics, oral surgery, periodontics, and orthodontics. The program does not have any deductibles or annual maximums, and it has no out-of-pocket costs for active-duty service members.

Service members who are on active duty can enroll in the Tricare ADDP through their branch of service. Dependents of active-duty service members can enroll in the Tricare ADDP through the Defense Enrollment Eligibility Reporting System (DEERS).

2. Tricare Dental Program (TDP)

The Tricare Dental Program is available to family members of active-duty service members as well as retired service members and their families. The program covers services such as preventive and diagnostic care, restorative care, endodontics, oral surgery, periodontics, and orthodontics.

The Tricare Dental Program has an annual maximum of $1,500 per person and a $1,750 lifetime maximum for orthodontic services. Enrollees are required to pay a monthly premium and a deductible for some services. The program also offers benefits such as tooth whitening and dental implants at a discounted rate.

FAQ: Tricare Dental Insurance

Question
Answer
Who is eligible for Tricare dental insurance?
Active-duty service members and their families, as well as retired service members and their families, are eligible for Tricare dental insurance.
What services are covered by Tricare dental insurance?
Tricare dental insurance covers services such as preventive and diagnostic care, restorative care, endodontics, oral surgery, periodontics, and orthodontics.
What is the difference between Tricare ADDP and Tricare Dental Program?
The Tricare ADDP is available to active-duty service members and their families and has no out-of-pocket costs for service members. The Tricare Dental Program is available to retired service members and their families and requires a monthly premium and deductible for some services.
How do I enroll in Tricare dental insurance?
Active-duty service members can enroll in the Tricare ADDP through their branch of service. Dependents of active-duty service members can enroll in the Tricare ADDP through DEERS. Retired service members and their families can enroll in the Tricare Dental Program through the Tricare website.

Tricare Vision Insurance

Tricare offers two vision insurance options for active-duty service members and their families:

1. Tricare Active Duty Vision Program (ADV)

The Tricare ADV is available to service members on active duty and their families. The program covers annual routine eye exams, glasses or contact lenses, and medically necessary eye care. The program has no out-of-pocket costs for active-duty service members.

Service members who are on active duty can enroll in the Tricare ADV through their branch of service. Dependents of active-duty service members can enroll in the Tricare ADV through DEERS.

2. Tricare Vision Program (TVP)

The Tricare Vision Program is available to family members of active-duty service members as well as retired service members and their families. The program covers annual routine eye exams, glasses or contact lenses, and medically necessary eye care.

The Tricare Vision Program has an annual maximum of $150 per person for routine exams and hardware. Enrollees are required to pay a co-pay for some services. The program also offers benefits such as discounted laser vision correction and replacement glasses or contact lenses in case of loss or damage.

FAQ: Tricare Vision Insurance

Question
Answer
Who is eligible for Tricare vision insurance?
Active-duty service members and their families, as well as retired service members and their families, are eligible for Tricare vision insurance.
What services are covered by Tricare vision insurance?
Tricare vision insurance covers annual routine eye exams, glasses or contact lenses, and medically necessary eye care.
What is the difference between Tricare ADV and Tricare Vision Program?
The Tricare ADV is available to active-duty service members and their families and has no out-of-pocket costs for service members. The Tricare Vision Program is available to retired service members and their families and requires a co-pay for some services.
How do I enroll in Tricare vision insurance?
Active-duty service members can enroll in the Tricare ADV through their branch of service. Dependents of active-duty service members can enroll in the Tricare ADV through DEERS. Retired service members and their families can enroll in the Tricare Vision Program through the Tricare website.

Conclusion

Tricare dental and vision insurance provide valuable benefits for military members and their families. Whether you are an active-duty service member or a retired service member, Tricare offers comprehensive coverage to ensure that your dental and vision needs are met. Take advantage of these insurance options to maintain your oral and visual health.