Pivot Health Insurance Reviews: Is It Worth Your Investment?

If you’re looking for health insurance, you might be overwhelmed with the plethora of options available in the market. Pivot Health Insurance, formerly known as HealthCare.com, is one of the providers that stand out. In this article, we’ll be reviewing Pivot Health Insurance to help you decide whether it’s worth your investment.

What is Pivot Health Insurance?

Pivot Health Insurance is a health insurance marketplace that offers short-term health insurance, supplemental health insurance, and healthcare benefit plans. It’s a subsidiary of HealthCare.com, which was founded in 2014.

With Pivot Health Insurance, you can choose from a variety of health insurance plans that meet your needs, preferences, and budget. Whether you need coverage for unexpected medical expenses or preventive care, Pivot Health Insurance has got you covered.

Short-Term Health Insurance

Pivot Health Insurance offers short-term health insurance plans that provide coverage for up to 364 days. These plans are ideal for individuals who are between jobs, waiting for employer-sponsored coverage, or need coverage for a limited period.

The short-term health insurance plans offered by Pivot Health Insurance cover essential health benefits, such as doctor visits, hospitalization, and emergency care. You can choose your deductible, coinsurance, and out-of-pocket maximum to customize your plan according to your needs.

Supplemental Health Insurance

Pivot Health Insurance also offers supplemental health insurance plans that provide additional coverage to your primary health insurance plan. These plans can help you pay for out-of-pocket costs, such as deductibles, coinsurance, and copayments.

Some of the supplemental health insurance plans offered by Pivot Health Insurance include critical illness insurance, accident insurance, and dental insurance. You can choose the plan that suits your needs and budget.

Healthcare Benefit Plans

Pivot Health Insurance also offers healthcare benefit plans that provide discounts on healthcare services, such as doctor visits, prescription drugs, and lab tests. These plans are not insurance but can help you save money on your healthcare expenses.

The healthcare benefit plans offered by Pivot Health Insurance include telemedicine plans, prescription discount plans, and dental discount plans. You can choose the plan that meets your healthcare needs and budget.

Pros and Cons of Pivot Health Insurance

Pros

Some of the pros of Pivot Health Insurance include:

Cons

Some of the cons of Pivot Health Insurance include:

FAQ

What is the minimum and maximum coverage period for short-term health insurance?

The minimum coverage period for short-term health insurance is one month, and the maximum coverage period is 364 days.

Is Pivot Health Insurance available in all states?

No, Pivot Health Insurance is not available in all states. You can check if it’s available in your state on their website.

Are pre-existing conditions covered under Pivot Health Insurance?

Yes, pre-existing conditions are covered under Pivot Health Insurance’s short-term health insurance plans.

Do Pivot Health Insurance plans cover prescription drugs?

It depends on the plan you choose. Some Pivot Health Insurance plans cover prescription drugs, while others do not. You can check the plan details on their website.

Can I cancel my Pivot Health Insurance plan?

Yes, you can cancel your Pivot Health Insurance plan at any time. However, you may be subject to a cancellation fee.

Conclusion

Pivot Health Insurance offers a variety of health insurance plans that can meet your needs, preferences, and budget. Whether you need coverage for a limited period or additional coverage to your primary health insurance plan, Pivot Health Insurance has got you covered. However, their plans may not provide adequate coverage for all your healthcare needs. Before investing in Pivot Health Insurance, make sure to carefully review their plans and compare them with other health insurance providers.