Petshealth has been around since 1997 and offers customizable pet insurance for cats based on four ascending levels of protection. They also offer a ten percent savings if you purchase multi-pet coverage. In this review, we take a look at the different plans Petshealth Care Plan has to offer you and your cat and the coverage their policies provide.
Petshealth operates under parent company The Hartville Group, Inc., one of America’s oldest and established pet health insurers and a strategic partner of the ASPCA, a US-based animal welfare organization.
Manage your vet costs
Petshealth claims to help you manage the rising price of going to the vet to protect your finances while you focus on your pet, which, if you think about it, is the number one reason to buy pet insurance in the first place . They don’t really mention the cost involved, but in a customer testimonial they express their Petshealth plan as “Value,” which is very encouraging to others who want to buy.
The Petshealth website has a helpful online form to help you make good pet insurance choices for your cat. It’s very useful and well laid out to make it easy to select a level of coverage at a price you’re happy with. By comparing different subscriptions and different coverages, you will eventually arrive at a quote that fits your needs. Hopefully, the type of plan you choose will work well with any budgetary concerns.
Since every situation is different, it’s a good idea to spend time reading the fine print and learning about the different cat insurance plans to see exactly what you’re getting for your money.
Select a pet insurance coverage level online
Choosing a cover for your cat is quite easy and you can get started right from the homepage. Start simply by entering your cat’s name and clicking GO. You will then see a three-part form. The first section is for your contact information and your pet’s information, including your cat’s name, age, sex, and breed. The second part presents the four levels of coverage. This step takes some time to get familiar with.
The cost is reasonable and the four tiers range in price from $11. to $85. per month. Each level you move up offers greater coverage plus higher incident caps and annual benefits.
A $100 annual deductible applies to all four plans, which seems odd to me. I would think that if I pay a higher premium my deductible would be lower. The four levels are nicely arranged so you can see the coverage for each level at a glance. Once you understand what each level has to offer, all you have to do is click the SELECT button below the level you want.
The third part offers a few options. You can view your costs, change the chosen level of coverage, enroll in Petshealth or save your quote and come back at a later time. If you choose to enroll, there are a few more steps you need to complete. They include choosing a vet, adding your payment information, and answering a simple question asking you where you heard about Petshealth.
After reading their terms and conditions and reviewing the approval and waiting times for your insurance plan, you can submit your application, if everything looks right. If you have any questions, it is best to wait to register and call Petshealth to answer your questions.
Everything seems very organized and well explained, but there really isn’t room for customizing a policy to suit your needs. If you plan to buy from Petshealth, call them after receiving your online quote and ask about any special coverage options.
Petshealth makes it easy to select and purchase a plan through their website. Still, we recommend that you do your homework and have all your questions answered before making a purchase. Talking to real people instead of doing everything through their website will give you a better impression of their service.
Petshealth, a reputable company with a reputable partner, seems like a good company to consider for your pet insurance policy. Their customer testimonials seem a bit skewed, so shop around online and see what others have to say. Take your time and make sure you get the plan you need for your cat and make sure all doubts, concerns and questions are properly resolved before purchasing.