As a cat owner, you probably feel a strong connection to your feline friend and want to give him the best possible. They offer unconditional love and you reciprocate by making sure their needs are met, especially when they get sick or injured. The last thing you want to worry about is having to give your cat poor care due to rising medical costs.
Fortunately, many cat owners like you choose pet insurance to help with potentially prohibitive medical expenses for their cats. Here are 7 tips to help you decide which pet insurance policy to buy:
1. Get lots of quotes
Shopping for different pet insurance policies is simply good practice. No two pet insurance plans are exactly alike, so you’ll want to use these quotes to make the best decision.
2. Read the fine print
Pet insurance plans can sometimes be just as complicated as they are for people. While it may not be the most exciting, it’s worth it if you don’t have to be surprised if certain expenses are excluded from the plan.
3. Find testimonials online
The internet is one of the best places to find information on various insurance companies. You will discover the good and bad experiences of each company.
4. Check out their claims process
Since you are investing in this plan to save money, make sure it becomes an easy process to actually get reimbursed. You don’t want to get caught up in months of paperwork when trying to provide the best for your cat.
5. Make sure your vet is included
Some insurance companies limit you to their network of veterinarians. If you like the vet you go to, there’s no reason to list them just for your insurance.
6. Follow up with your vet
Vets see a side of insurance plans that you don’t often see. You can get a lot of good information from them about the different companies and which cat owners like you choose.
7. Buy online
While your vet or pet store may offer to sell you the insurance, you will benefit more by getting quotes and purchasing your insurance online. This prevents you from paying additional costs associated with giving commission to those third parties.