Oscar Insurance Company Reviews: Is It Worth it?

Health insurance is one of the most important decisions you will make in your life. With a plethora of insurance companies available in the market, it is not easy to choose the right one. Oscar Insurance Company is one such company that provides health insurance to individuals, families, and businesses.

What is Oscar Insurance Company?

Oscar Insurance Company is a technology-driven health insurance company founded in 2012 by Joshua Kushner, Kevin Nazemi, and Mario Schlosser. This company aims to simplify health insurance by providing easy-to-use technology and transparent policies to its customers.

Currently, Oscar Insurance Company provides health insurance plans to individuals, families, and businesses in New York, New Jersey, California, Texas, Ohio, Tennessee, Arizona, Michigan, Florida, and Pennsylvania. It has a network of healthcare providers and hospitals, allowing its customers to receive quality healthcare services.

Why Choose Oscar Insurance Company?

Oscar Insurance Company provides a user-friendly platform to its customers, making it easy to understand and manage their health insurance policies. The company offers benefits like free telemedicine visits, personalized health recommendations, and rewards for healthy behaviors.

The company’s technology-driven approach ensures that its customers receive high-quality medical care through its network of healthcare providers. Oscar Insurance Company provides its customers with an easy-to-use mobile app that allows them to track their health plan usage, search for doctors, and schedule appointments.

Oscar Insurance Company Reviews: Pros and Cons

Before choosing Oscar Insurance Company, it’s important to weigh its pros and cons carefully. Here’s a list of some of the benefits and drawbacks of Oscar Insurance Company:

What Customers are Saying about Oscar Insurance Company?

Let’s take a look at what customers are saying about Oscar Insurance Company:

Positive Reviews

“I have had Oscar for a little over a year now and it has been a great experience. The app is user-friendly and easy to navigate. I had to get some testing done and Oscar covered it without any issues!” – Samantha R.

“I’ve had Oscar for two years now, and have had nothing but a positive experience. Their customer service is exceptional, and their app is simple and easy to use.” – Ryan K.

Negative Reviews

“I cannot recommend Oscar to anyone. Their insurance policies are expensive and do not cover many medical expenses.” – John D.

“Oscar has been frustrating to deal with. Their customer service is not helpful, and their coverage is not comprehensive.” – Mary S.

FAQs

Q. How do I purchase Oscar health insurance?

A. You can purchase Oscar health insurance online through their website or by contacting their sales team.

Q. Do I have to pay a penalty if I do not have health insurance?

A. The penalty for not having health insurance was eliminated in 2019.

Q. Does Oscar health insurance cover prescription drugs?

A. Yes, Oscar health insurance covers prescription drugs. However, coverage may vary depending on the plan you choose.

Q. Can I change my Oscar health insurance plan mid-year?

A. You can change your Oscar health insurance plan mid-year if you experience a qualifying life event, such as getting married or having a child.

Q. What is telemedicine?

A. Telemedicine allows you to receive medical care remotely through video or phone consultations.

Conclusion

Oscar Insurance Company is a health insurance company that has gained popularity due to its technology-driven approach and user-friendly platform. It provides its customers with quality medical care through its network of healthcare providers and hospitals. However, its coverage may not be comprehensive and may not be the cheapest option available. It’s important to weigh its pros and cons carefully before choosing Oscar Insurance Company as your health insurance provider.