Online Eyeglasses That Take Insurance: A Comprehensive Guide

If you wear glasses, you know how expensive they can be. The average cost of a pair of prescription glasses in the United States is $196, and that’s without the cost of the eye exam. Fortunately, many insurance plans cover a portion of the cost of eyeglasses. But how do you find online eyeglasses that take insurance? In this comprehensive guide, we’ll take a look at everything you need to know about online eyeglasses and insurance.

What Are Online Eyeglasses?

Online eyeglasses are glasses that you can order over the Internet. Typically, you’ll need a prescription from an eye doctor before you can order glasses online. You’ll enter your prescription information, choose a pair of frames, and order your glasses. Some online glasses retailers also offer virtual try-on tools that allow you to see how the frames will look on your face before you order.

One of the biggest advantages of ordering glasses online is price. Online retailers typically have lower overhead costs than brick-and-mortar stores, which allows them to offer glasses at a lower price. Additionally, many online retailers offer a wider selection of frames and prescription options than traditional stores.

How Do Insurance Plans Cover Eyeglasses?

Many insurance plans cover a portion of the cost of eyeglasses. The exact amount of coverage will depend on the specifics of your plan. Some plans might cover the entire cost of the glasses, while others might cover only a percentage of the cost.

Typically, you’ll need to meet your plan’s deductible before your insurance will cover any costs. Once you’ve met your deductible, your plan will cover a certain percentage of the cost of the glasses. Often, insurance plans will cover the cost of frames up to a certain amount and lenses up to a certain amount. If you choose frames or lenses that cost more than your plan’s coverage limit, you’ll be responsible for covering the additional cost.

How Can I Find Online Eyeglasses That Take Insurance?

Finding online eyeglasses that take insurance can be a bit tricky. While many online glasses retailers accept insurance, not all of them do. Additionally, the process for using insurance to pay for online glasses can vary from retailer to retailer.

One option is to check with your insurance provider to see if they have a list of approved online glasses retailers. Many insurance providers have relationships with specific retailers and may be able to offer you a discount or other benefits for using one of their approved retailers. If your insurance provider doesn’t have a list of approved retailers, you can also check with the retailer directly to see if they accept your insurance.

To use insurance to pay for online glasses, you’ll typically need to submit a claim to your insurance provider. The process for submitting a claim can vary depending on your provider and the retailer you buy from. Some retailers will handle the claim submission process for you, while others will provide you with the necessary paperwork to submit the claim yourself.

What Are Some Online Glasses Retailers That Take Insurance?

There are many online glasses retailers that accept insurance. Here are a few of the most popular ones:

Other online glasses retailers that accept insurance include LensCrafters, FramesDirect, and SmartBuyGlasses, among many others. Be sure to check with the retailer and your insurance provider to ensure that your specific plan is accepted.

FAQ

Can I use my vision insurance to buy online glasses?

Yes, in most cases you can use your vision insurance to buy online glasses. However, not all online glasses retailers accept insurance, so be sure to check with the retailer and your insurance provider before making a purchase.

How does insurance coverage for online glasses work?

Insurance coverage for online glasses works in much the same way as coverage for glasses purchased from a traditional retailer. Typically, you’ll need to meet your plan’s deductible before your insurance will cover any costs. Once you’ve met your deductible, your plan will cover a certain percentage of the cost of the glasses.

How do I submit an insurance claim for online glasses?

The process for submitting an insurance claim for online glasses can vary depending on your insurance provider and the retailer you buy from. Some retailers will handle the claim submission process for you, while others will provide you with the necessary paperwork to submit the claim yourself. Be sure to check with the retailer and your insurance provider for details on how to submit a claim.

Can I get a virtual try-on for online glasses?

Many online glasses retailers offer virtual try-on tools that allow you to see how the frames will look on your face before you order. Some virtual try-on tools use augmented reality to superimpose the frames on a live video of your face, while others use photos of your face to create a virtual try-on experience.

What are some popular online glasses retailers?

Some popular online glasses retailers include Zenni Optical, GlassesUSA, EyeBuyDirect, Warby Parker, and Visionworks, among many others. Be sure to check with the retailer and your insurance provider to ensure that your specific plan is accepted.

Does insurance cover the cost of prescription sunglasses?

Many insurance plans do cover the cost of prescription sunglasses. However, the coverage amount may be different than the coverage amount for regular glasses. Be sure to check with your insurance provider for details on coverage for prescription sunglasses.

As you can see, finding online eyeglasses that take insurance is possible with a little bit of research. By understanding how insurance coverage for eyeglasses works and checking with your insurance provider and online retailer, you can save money on your next pair of glasses.