Navigators Insurance Company: A Comprehensive Review

Navigators Insurance Company, a subsidiary of The Hartford Financial Services Group, Inc., is a well-known insurance provider in the United States. With their extensive experience in the industry and a wide range of products, they have become a trusted choice for both individuals and businesses. In this article, we will review the company’s history, services, and offerings, and provide you with all the necessary information to make an informed decision.

History of Navigators Insurance Company

Navigators Insurance Company was established in 1974 in New York City with a focus on marine insurance. The company expanded quickly and started offering services in different areas, such as liability, property, casualty, and professional lines. In 2019, The Hartford Financial Services Group, Inc. acquired Navigators Insurance Company, which helped the company expand its footprint in the market.

Today, Navigators Insurance Company has a presence in over 200 countries and territories, with offices in major cities around the world. They have earned a reputation for excellence in the industry, with recognition from various organizations like AMBest, which gave them an A rating for financial stability.

Services Offered by Navigators Insurance Company

Navigators Insurance Company offers a wide range of insurance products to both individuals and businesses. Here are some of their most popular services:

Business Insurance

Navigators Insurance Company offers business insurance policies that cover a range of risks that organizations may face. Some of the services they provide include:

Type of Business Insurance
Coverage Offered
General Liability Insurance
Covers third-party injuries and property damage caused by your business.
Professional Liability Insurance
Covers negligence and errors made by professionals or businesses that provide advice or services.
Workers’ Compensation Insurance
Covers medical expenses and lost wages due to work-related illnesses or injuries.
Property Insurance
Covers damage or loss of physical assets, such as buildings, equipment, or inventory.

Personal Insurance

Navigators Insurance Company also offers personal insurance policies to protect individuals and their families from financial risks. Some of their products include:

Type of Personal Insurance
Coverage Offered
Homeowners Insurance
Covers damages and losses to your home or personal property due to natural disasters, theft, or other hazards.
Auto Insurance
Covers damages or injuries caused by automobile accidents, theft, or other incidents.
Umbrella Insurance
Provides additional coverage beyond what is available in other insurance policies.
Life Insurance
Provides financial support to your loved ones in the event of your death.

FAQs about Navigators Insurance Company

Q: How do I file a claim with Navigators Insurance Company?

A: You can file a claim by contacting their customer service department or visiting their website. You will need to provide your policy number and details about the incident.

Q: How long does it take for Navigators Insurance Company to process a claim?

A: The processing time for claims varies depending on the type of policy and the complexity of the claim. However, Navigators Insurance Company strives to process claims as quickly as possible to minimize the impact on their customers.

Q: Can I get a quote for insurance policies online?

A: Yes, you can get a quote for insurance policies online by visiting their website and providing some details about your insurance needs.

Q: Is Navigators Insurance Company only available in the United States?

A: No, Navigators Insurance Company has a global presence and offers services in over 200 countries and territories.

Q: How do I contact Navigators Insurance Company?

A: You can contact Navigators Insurance Company by phone, email, or through their website. Their customer service department is available 24/7 to assist you with any questions or concerns.

The Bottom Line

Navigators Insurance Company is a reputable insurance provider that offers a wide range of products to meet the needs of businesses and individuals. They have a strong financial rating and a global presence, which makes them a reliable partner for your insurance needs. With their commitment to providing excellent customer service and competitive pricing, Navigators Insurance Company is definitely worth considering when looking for an insurance provider.