National General Car Insurance: Protecting Your Vehicle and Wallet

When it comes to car insurance, you want a provider that offers comprehensive coverage at an affordable price. National General Car Insurance is a popular option for drivers looking for reliable protection for their vehicles. In this article, we’ll explore everything you need to know about National General Car Insurance, from their coverage options to their customer service.

What is National General Car Insurance?

National General Car Insurance, also known as National General Insurance, is a company that provides automobile insurance to drivers across the United States. The company was founded in 1920 and is headquartered in Winston-Salem, North Carolina. National General Car Insurance is a subsidiary of National General Holdings Corp., which is publicly traded on the NASDAQ stock exchange under the ticker symbol NGHC.

National General Car Insurance offers a wide range of coverage options to drivers, including:

Coverage
Description
Bodily Injury Liability
Covers injuries or death that you cause to other people while driving your vehicle.
Property Damage Liability
Covers damage that you cause to other people’s property while driving your vehicle.
Collision
Covers damage to your vehicle caused by a collision with another vehicle or object, regardless of fault.
Comprehensive
Covers damage to your vehicle that is not caused by a collision, such as theft, vandalism, or natural disasters.
Uninsured/Underinsured Motorist
Covers the costs of injuries or damages if you are hit by a driver who does not have insurance or does not have enough insurance to cover the damages.

Why Choose National General Car Insurance?

There are several reasons why drivers may choose to go with National General Car Insurance:

Competitive Rates

National General Car Insurance offers competitive rates for their coverage options. They also offer discounts for safe driving, multiple vehicles, and bundling policies.

Flexible Coverage

National General Car Insurance offers a variety of coverage options to fit your individual needs. You can choose from liability-only coverage to full coverage that includes comprehensive and collision coverage.

24/7 Claims Service

National General Car Insurance offers 24/7 claims service so you can report any accidents or damages at any time. They also offer online claims filing for added convenience.

Customer Service

National General Car Insurance has a reputation for good customer service. They offer a customer service hotline and have agents available to answer any questions or concerns you may have.

FAQ

What is the National General Car Insurance claims process?

If you need to file a claim with National General Car Insurance, you can do so by calling their 24/7 claims service hotline or filing a claim online. You will need to provide details about the accident or damage to your vehicle, and National General Car Insurance will assign a claims adjuster to process your claim. The claims adjuster will review the damage and determine the amount of compensation you are eligible for.

Does National General Car Insurance offer roadside assistance?

Yes, National General Car Insurance offers roadside assistance as an optional add-on to their coverage. Roadside assistance can help you if you experience a flat tire, dead battery, or need a tow. You can add roadside assistance to your policy at any time.

Can I manage my National General Car Insurance policy online?

Yes, National General Car Insurance offers online account management for their policyholders. You can log in to your account to view your policy information, make payments, and file claims.

What discounts does National General Car Insurance offer?

National General Car Insurance offers several discounts to their policyholders, including:

  • Safe Driver
  • Multi-Vehicle
  • Bundling
  • Paperless Billing
  • Paid-in-Full

The Bottom Line

Overall, National General Car Insurance is a reliable option for drivers looking for comprehensive automobile insurance. With competitive rates, flexible coverage options, and good customer service, National General Car Insurance can provide the protection you need to keep your vehicle and wallet safe on the road.