Narragansett Bay Insurance Company: An Overview

Narragansett Bay Insurance Company (NBIC) is a private insurance company based in Rhode Island, United States. Established in 1994, the company offers a range of home insurance policies to homeowners in coastal areas of the Atlantic and Gulf coasts.

Company Background

Narragansett Bay Insurance Company was founded by William R. Berkley, the CEO of WR Berkley Corporation, a leading insurance holding company based in Connecticut. The company started as a small enterprise, but over the years, it has grown into one of the largest providers of specialty home insurance policies in the US.

Currently, NBIC operates in 12 states, including Rhode Island, Connecticut, Massachusetts, New York, New Jersey, Pennsylvania, Virginia, North Carolina, South Carolina, Georgia, Florida, and Texas. The company has over 200 employees and has received numerous awards and recognitions for its exceptional services over the years.

Types of Policies Offered by Narragansett Bay Insurance Company

Narragansett Bay Insurance Company offers a variety of policies to homeowners, including:

Policies
Description
Homeowners Insurance
Provides financial protection for your home and its contents in case of damage or theft.
Flood Insurance
Covers financial losses due to flood-related damages.
Wind and Hail Insurance
Covers losses due to damages caused by wind, hail, and other natural disasters.
Seasonal or Vacation Home Insurance
Provides coverage for second homes that are unoccupied for extended periods.
Condo Insurance
Provides coverage for condominium owners and their assets.
Umbrella Insurance
Provides extra liability protection beyond the limits of your primary insurance policy.

Advantages of Choosing Narragansett Bay Insurance Company

Narragansett Bay Insurance Company provides a range of benefits to homeowners, including:

  • Flexible payment plans
  • Coverage for natural disasters that are not covered by traditional policies
  • 24/7 customer service support
  • Customizable policy options to suit individual needs
  • Quick and efficient claims processing
  • Expert guidance from experienced agents

FAQs

What areas does Narragansett Bay Insurance Company serve?

Narragansett Bay Insurance Company serves homeowners in coastal areas of the Atlantic and Gulf coasts in Rhode Island, Connecticut, Massachusetts, New York, New Jersey, Pennsylvania, Virginia, North Carolina, South Carolina, Georgia, Florida, and Texas.

What types of insurance policies does Narragansett Bay Insurance Company offer?

Narragansett Bay Insurance Company offers a range of policies, including homeowners insurance, flood insurance, wind and hail insurance, seasonal or vacation home insurance, condo insurance, and umbrella insurance.

What are the advantages of choosing Narragansett Bay Insurance Company?

Narragansett Bay Insurance Company provides flexible payment plans, coverage for natural disasters not covered by traditional policies, 24/7 customer service support, customizable policy options, quick and efficient claims processing, and expert guidance from experienced agents.

What is the claims process like with Narragansett Bay Insurance Company?

Narragansett Bay Insurance Company provides a quick and efficient claims process. Once you file a claim, an adjuster will be assigned who will assess the damage and provide an estimate. You will be notified of the claim status and payment will be issued promptly.

How can I contact Narragansett Bay Insurance Company?

You can contact Narragansett Bay Insurance Company 24/7 by calling their toll-free number at 1-800-343-3375. You can also email them at info@nbic.com or visit their website nbic.com.

Conclusion

Narragansett Bay Insurance Company is a reliable provider of specialty home insurance policies for homeowners in coastal areas of the Atlantic and Gulf coasts. With flexible payment plans, customizable policy options, and expert guidance from experienced agents, NBIC is a great choice for homeowners looking for reliable insurance coverage.