NAR Health Insurance: Why It Is Important to Have One

Health insurance has become a necessity in today’s world due to the rising cost of medical treatment. It is essential to protect yourself and your family from any medical emergencies that might arise. NAR Health Insurance is one such insurance that offers a range of benefits to its customers. In this article, we will discuss in detail the importance of having NAR Health Insurance.

What Is NAR Health Insurance?

NAR Health Insurance provides comprehensive health coverage to its customers. It is specifically designed for members of the National Association of Realtors (NAR) and their families. The insurance plan offers various benefits, including medical, dental, and vision coverage, among others. NAR Health Insurance is underwritten by UnitedHealthcare Insurance Company, which is one of the largest health insurance providers in the United States.

Medical Coverage

The medical coverage offered by NAR Health Insurance includes hospitalization, ambulance services, prescription drugs, and other medical expenses. The insurance plan covers both inpatient and outpatient services, ensuring that you do not have to worry about any medical emergencies that might arise. It also offers coverage for mental health services and substance abuse treatment.

With NAR Health Insurance, you can choose to get treated by a healthcare provider of your choice, or you can opt for in-network providers. In-network providers have a pre-negotiated rate with the insurance company, which means you pay less out-of-pocket expenses.

Dental Coverage

The dental coverage offered by NAR Health Insurance includes preventive care, such as cleanings and X-rays, as well as restorative care, such as fillings and crowns. It also covers orthodontic treatment for children up to the age of 19. The insurance plan lets you choose to get treated by a dentist of your choice or an in-network provider.

Vision Coverage

The vision coverage offered by NAR Health Insurance includes routine eye exams, glasses, and contact lenses. It also offers coverage for eye surgeries, such as cataract surgery. With this insurance plan, you can choose to see an eye doctor of your choice or an in-network provider.

Why Is NAR Health Insurance Important?

NAR Health Insurance is important for several reasons, including:

Financial Protection

NAR Health Insurance provides financial protection against unexpected medical expenses. Medical emergencies can be expensive, and without insurance, you might have to pay a hefty amount out of your pocket. With NAR Health Insurance, you can be assured that your medical expenses will be covered.

Peace of Mind

Having health insurance can give you peace of mind, knowing that you and your family are covered in case of any medical emergencies. It reduces the stress and anxiety that come with worrying about the cost of medical treatment.

Access to Quality Healthcare

NAR Health Insurance gives you access to quality healthcare. With this insurance plan, you can choose to get treated by a healthcare provider of your choice, or you can opt for in-network providers. In-network providers have a pre-negotiated rate with the insurance company, which means you pay less out-of-pocket expenses.

Preventive Care

NAR Health Insurance covers preventive care, such as annual check-ups and screenings. Preventive care can help detect any health issues early, making it easier to treat them.

FAQ

What is the eligibility criteria for NAR Health Insurance?

You are eligible for NAR Health Insurance if you are a member of the National Association of Realtors (NAR) or a member of an association that is a part of the Realtor Association.

Can I choose my healthcare provider?

Yes, with NAR Health Insurance, you can choose to get treated by a healthcare provider of your choice, or you can opt for in-network providers. In-network providers have a pre-negotiated rate with the insurance company, which means you pay less out-of-pocket expenses.

What medical expenses are covered by NAR Health Insurance?

NAR Health Insurance covers a range of medical expenses, including hospitalization, ambulance services, prescription drugs, and other medical expenses. It also offers coverage for mental health services and substance abuse treatment.

Does NAR Health Insurance cover dental and vision?

Yes, NAR Health Insurance covers dental and vision. The dental coverage includes preventive care, such as cleanings and X-rays, as well as restorative care, such as fillings and crowns. The vision coverage includes routine eye exams, glasses, and contact lenses. It also offers coverage for eye surgeries, such as cataract surgery.

Is there a waiting period for NAR Health Insurance?

There is no waiting period for NAR Health Insurance. Once you enroll, you can start accessing the benefits immediately.

Conclusion

NAR Health Insurance is an excellent insurance plan that offers a range of benefits to its customers. It provides financial protection, peace of mind, access to quality healthcare, and coverage for preventive care. It is essential to have health insurance in today’s world, and NAR Health Insurance is one of the best options available. With this insurance plan, you can be assured that you and your family are covered in case of any medical emergencies.