N.J. Unemployment Insurance

Unemployment insurance is a program that provides temporary financial assistance to workers who have lost their jobs through no fault of their own. In New Jersey, the unemployment insurance program is administered by the state’s Department of Labor and Workforce Development. If you have recently been laid off or otherwise lost your job, you may be eligible for unemployment insurance benefits. This article will explain how to apply for and receive these benefits.

Eligibility Requirements

In order to be eligible for unemployment insurance in New Jersey, you must meet certain requirements:

  • You must have lost your job through no fault of your own.
  • You must be able and available to work.
  • You must have earned enough wages during the base period to qualify for benefits.
  • You must be registered with the state’s job search website and actively seeking employment.

If you meet these requirements, you may be eligible for unemployment insurance benefits.

What is the Base Period?

The base period is the first four of the last five completed calendar quarters before the quarter in which you filed your claim. For example, if you file your claim in April, May, or June of 2021, your base period would be January 1, 2020 through December 31, 2020.

How Much Will I Receive?

Your weekly benefit amount is calculated based on your earnings during the base period. You will receive approximately 60% of your average weekly wage during that time period, up to a maximum of $731 per week. The number of weeks for which you can receive benefits depends on the state’s unemployment rate and your work history.

How Do I Apply?

You can apply for unemployment insurance in New Jersey online at the state’s Department of Labor and Workforce Development website. You will need to provide information about your work history and earnings during the base period. You will also need to register with the state’s job search website and actively search for employment while receiving benefits.

Frequently Asked Questions

Question
Answer
What is the maximum weekly benefit amount?
The maximum weekly benefit amount is $731.
How long will I receive benefits?
The number of weeks for which you can receive benefits depends on the state’s unemployment rate and your work history.
Do I need to be a U.S. citizen to receive benefits?
No, you do not need to be a U.S. citizen to receive benefits. However, you do need to be authorized to work in the United States.
What if I am self-employed?
Self-employed individuals and independent contractors may be eligible for unemployment insurance benefits under the Pandemic Unemployment Assistance (PUA) program.
What if I am receiving severance pay?
If you are receiving severance pay, you may still be eligible for unemployment insurance benefits. However, your benefits may be reduced or delayed depending on the amount of severance pay you receive.

Conclusion

If you have lost your job through no fault of your own, you may be eligible for unemployment insurance benefits in New Jersey. Be sure to meet the eligibility requirements and actively search for employment while receiving benefits. If you have any questions or concerns, contact the state’s Department of Labor and Workforce Development for assistance.