Everything You Need to Know About Met Life Pet Insurance

As a pet owner, you want to ensure that your furry friend is protected in case of accidents or illnesses. This is where pet insurance comes in handy. One company that offers pet insurance is Met Life. In this article, we will take an in-depth look at Met Life Pet Insurance and what it has to offer.

What is Met Life Pet Insurance?

Met Life Pet Insurance is a division of the Met Life company that offers pet insurance. The company has been around since 1868 and has a good reputation in the insurance industry. Met Life Pet Insurance offers coverage for dogs and cats of all breeds and ages.

The company offers three types of coverage: accident-only coverage, accident and illness coverage, and wellness coverage. Accident-only coverage is the most basic coverage and only covers accidents. Accident and illness coverage covers both accidents and illnesses. Wellness coverage is an add-on that covers routine care such as annual check-ups, vaccinations, and flea and tick prevention.

Accident-Only Coverage

Accident-only coverage is the most basic coverage offered by Met Life Pet Insurance. This coverage only covers accidents and does not cover illnesses. Some examples of accidents that are covered include broken bones, bites, and cuts. However, it is important to note that pre-existing conditions and hereditary conditions are not covered under accident-only coverage.

If your pet is injured in an accident, Met Life Pet Insurance will cover the cost of veterinary care, up to the limits of your policy. The policy also covers lost or stolen pets, as well as liability coverage if your pet injures someone else.

Accident and Illness Coverage

Accident and illness coverage is the most popular coverage offered by Met Life Pet Insurance. This coverage covers accidents and illnesses, including hereditary and pre-existing conditions. Some examples of illnesses that are covered include cancer, diabetes, and arthritis.

If your pet is diagnosed with an illness, Met Life Pet Insurance will cover the cost of veterinary care, up to the limits of your policy. The policy also covers lost or stolen pets, as well as liability coverage if your pet injures someone else.

Wellness Coverage

Wellness coverage is an add-on that covers routine care such as annual check-ups, vaccinations, and flea and tick prevention. This coverage is meant to help pet owners budget for routine care and can help prevent more serious illnesses and conditions from developing.

Wellness coverage is not expensive and can be added to any accident and illness policy. However, it is important to note that wellness coverage does not cover accidents or illnesses.

How Much Does Met Life Pet Insurance Cost?

The cost of Met Life Pet Insurance depends on a variety of factors, including the age, breed, and health of your pet. The company also takes into account the level of coverage you choose and any add-ons like wellness coverage.

On average, pet owners can expect to pay between $30 and $50 per month for accident and illness coverage. Accident-only coverage is less expensive, with pet owners paying between $15 and $30 per month on average. Wellness coverage is the least expensive, with pet owners paying between $10 and $20 per month on average.

It is important to note that, like with any insurance policy, there are deductibles and co-pays. The amount of the deductible and co-pay will depend on your policy and level of coverage.

What Are the Benefits of Met Life Pet Insurance?

There are many benefits to Met Life Pet Insurance. One of the biggest benefits is that the company offers coverage for all breeds and ages of cats and dogs. This means that even if your pet has pre-existing conditions or is older, you can still get coverage.

The company also offers multiple levels of coverage, allowing pet owners to choose the level of coverage that best suits their needs and budget. Additionally, Met Life Pet Insurance offers discounts for multiple pets and for military families.

Finally, Met Life Pet Insurance has a good reputation in the insurance industry and is known for offering excellent customer service. The company also offers an easy online claims process, making it easy for pet owners to get reimbursed for veterinary expenses.

FAQ

What is covered under Met Life Pet Insurance?

Met Life Pet Insurance offers three types of coverage: accident-only coverage, accident and illness coverage, and wellness coverage. Accident-only coverage covers accidents, accident and illness coverage covers accidents and illnesses, and wellness coverage covers routine care.

How much does Met Life Pet Insurance cost?

The cost of Met Life Pet Insurance depends on a variety of factors, including the age, breed, and health of your pet, the level of coverage you choose, and any add-ons like wellness coverage. On average, pet owners can expect to pay between $30 and $50 per month for accident and illness coverage.

What are the benefits of Met Life Pet Insurance?

There are many benefits to Met Life Pet Insurance, including coverage for all breeds and ages of cats and dogs, multiple levels of coverage, discounts for multiple pets and military families, and excellent customer service. The company also offers an easy online claims process.

Conclusion

Overall, Met Life Pet Insurance is a good option for pet owners who want to protect their furry friends. The company offers multiple levels of coverage, discounts for multiple pets and military families, and excellent customer service. While the cost of coverage depends on a variety of factors, the company offers affordable options for all budgets.

Before purchasing pet insurance, it is important to research your options and choose a policy that best fits your needs and budget. With Met Life Pet Insurance, you can rest assured that your pet will be protected in case of accidents or illnesses.