Mercury Insurance Group: Providing Comprehensive Insurance Coverage

Mercury Insurance Group is a leading auto and homeowners’ insurance provider in the US. With over five decades of experience, the company has been providing affordable and reliable insurance policies to its customers. Mercury Insurance Group operates in 11 states in the US, including California, Nevada, Arizona, Illinois, Texas, and others. In this article, we will discuss the various policies offered by Mercury Insurance Group and why they are a popular choice among customers.

History of Mercury Insurance Group

Mercury Insurance Group was founded in 1962 by George Joseph. The company started as a small, family-owned insurance agency in Los Angeles, California. Over the years, the company expanded its services and became a publicly-traded insurance holding company in 1985. Since then, the company has grown to become one of the leading providers of auto and homeowners’ insurance in the US.

In 2019, Mercury Insurance Group was named as one of America’s Best Midsize Employers by Forbes magazine. The company has also received several awards for its outstanding customer service and financial stability.

Mercury Insurance Group Facts and Figures

Year Founded
1962
Headquarters
Los Angeles, California
States Operated
11
Number of Employees
4,500+

Auto Insurance Policies Offered by Mercury Insurance Group

Mercury Insurance Group provides comprehensive auto insurance policies that cover all types of vehicles, including cars, motorcycles, and recreational vehicles. The company offers a range of coverage options, including liability coverage, collision coverage, and comprehensive coverage.

Liability Coverage

Liability coverage is the most basic type of auto insurance coverage offered by Mercury Insurance Group. It covers bodily injury and property damage liability in case of an accident.

Mercury Insurance Group offers liability coverage with the following limits:

Bodily Injury Liability
Property Damage Liability
$15,000 per person
$30,000 per accident
$30,000 per person
$60,000 per accident
$100,000 per person
$100,000 per accident

Mercury Insurance Group also offers optional additional coverage, such as uninsured/underinsured motorist coverage and personal injury protection.

Collision Coverage

Collision coverage is an optional coverage that covers damage to your vehicle in case of an accident.

Mercury Insurance Group offers a range of deductibles and limits for collision coverage, depending on the type of vehicle you own. The company also offers optional additional coverage, such as rental car coverage and roadside assistance.

Comprehensive Coverage

Comprehensive coverage is another optional coverage offered by Mercury Insurance Group. It covers damage to your vehicle caused by non-collision events, such as theft, vandalism, and natural disasters.

Mercury Insurance Group offers a range of deductibles and limits for comprehensive coverage, depending on the type of vehicle you own. The company also offers optional additional coverage, such as glass coverage and identity theft protection.

Homeowners’ Insurance Policies Offered by Mercury Insurance Group

In addition to auto insurance, Mercury Insurance Group also provides homeowners’ insurance policies that cover all types of residential properties, including single-family homes, condos, and townhouses.

Standard Homeowners’ Insurance Coverage

Mercury Insurance Group’s standard homeowners’ insurance policy covers damage to your home caused by fire, lightning, wind, and other types of natural disasters. It also provides liability coverage in case someone is injured on your property.

The company also offers optional additional coverage, such as personal property coverage and loss of use coverage.

Condo Insurance Coverage

Mercury Insurance Group’s condo insurance policy covers damage to your unit and personal belongings caused by fire, theft, and other types of losses. It also provides liability coverage in case someone is injured in your unit.

The company also offers optional additional coverage, such as loss assessment coverage and earthquake coverage.

Renters Insurance Coverage

Mercury Insurance Group’s renters insurance policy covers damage to your personal belongings caused by fire, theft, and other types of losses. It also provides liability coverage in case someone is injured in your rented property.

The company also offers optional additional coverage, such as identity theft protection and pet coverage.

Frequently Asked Questions about Mercury Insurance Group

What states does Mercury Insurance Group operate in?

Mercury Insurance Group operates in the following states:

  • California
  • Nevada
  • Arizona
  • Florida
  • Georgia
  • Illinois
  • New Jersey
  • New York
  • Oklahoma
  • Texas
  • Virginia

How can I get a quote from Mercury Insurance Group?

You can get a quote from Mercury Insurance Group by visiting their website or by calling their customer service hotline at 1-800-956-3728.

Does Mercury Insurance Group offer discounts on their policies?

Yes, Mercury Insurance Group offers a range of discounts on their policies, including safe driver discounts, multi-policy discounts, and anti-theft device discounts.

How can I file a claim with Mercury Insurance Group?

You can file a claim with Mercury Insurance Group by visiting their website, calling their claims hotline at 1-800-503-3724, or contacting your local Mercury Insurance agent.

Does Mercury Insurance Group offer roadside assistance coverage?

Yes, Mercury Insurance Group offers optional roadside assistance coverage for their auto insurance policies.

Conclusion

Mercury Insurance Group is a trusted and reliable insurance provider that has been serving customers for over five decades. The company offers a range of auto and homeowners’ insurance policies that provide comprehensive coverage at an affordable price. With outstanding customer service and financial stability, Mercury Insurance Group is a popular choice among customers looking for quality insurance coverage.