Loya Car Insurance: Affordable & Reliable Auto Insurance Provider

Car insurance is essential for every car owner to protect themselves from financial losses in case of an accident or theft. Many insurance companies offer car insurance policies to suit various needs and budgets. Loya car insurance is one such provider that offers affordable and reliable auto insurance policies to its customers. In this article, we will discuss everything you need to know about Loya car insurance.

What is Loya Car Insurance?

Loya car insurance is a non-standard auto insurance company that provides affordable coverage to high-risk drivers. The company was founded in 1974 by Fred Loya, and it has since expanded to serve customers across seven states in the United States. The company is known for its affordable rates, flexible payment options, and excellent customer service.

One of the unique features of Loya car insurance is that it offers coverage to drivers with a history of accidents, DUIs, or other violations. The company understands that many high-risk drivers struggle to find affordable insurance, and it aims to provide them with the coverage they need at a price they can afford.

Types of Coverage Offered by Loya Car Insurance

Loya car insurance offers a variety of coverage options to meet the needs of its customers. Some of the coverage options include:

Types of Coverage
Description
Bodily Injury Liability
Covers medical expenses and lost wages for people injured in an accident caused by the policyholder.
Property Damage Liability
Covers damage to other people’s property caused by the policyholder.
Collision Coverage
Covers damage to the policyholder’s vehicle in case of a collision.
Comprehensive Coverage
Covers damage to the policyholder’s vehicle caused by something other than a collision, such as theft or fire.
Uninsured/Underinsured Motorist Coverage
Covers medical expenses and lost wages for the policyholder and their passengers if they are involved in an accident with an uninsured or underinsured driver.

Benefits of Choosing Loya Car Insurance

Choosing Loya car insurance comes with several benefits, including:

Affordable Rates

Loya car insurance is known for its affordable rates, especially for high-risk drivers. The company offers discounts for safe driving, multiple vehicles, and bundling policies, among others. This makes it possible for customers to get the coverage they need at a price they can afford.

Flexible Payment Options

Loya car insurance offers flexible payment options to its customers. Policyholders can choose to pay their premiums monthly, bi-annually, or annually, depending on their budget and convenience. The company also offers automatic payment options to make it easier for customers to stay up-to-date with their payments.

Excellent Customer Service

Loya car insurance prides itself on providing excellent customer service to its customers. The company has a 24/7 customer service line that policyholders can call for assistance with their policy or claims. The company also has a mobile app that customers can use to access their policy information and file claims.

How to Get a Quote from Loya Car Insurance

Getting a quote from Loya car insurance is easy and straightforward. Customers can visit the company’s website or call their toll-free number to get a quote. They will need to provide information about their vehicle, driving history, and other personal details to get an accurate quote.

Customers can also compare quotes from Loya car insurance with other insurance providers to ensure that they are getting the best possible coverage at the most affordable price.

Conclusion

Loya car insurance is a reliable and affordable auto insurance provider that offers coverage to high-risk drivers. The company’s flexible payment options, excellent customer service, and variety of coverage options make it a popular choice among car owners. If you are a high-risk driver looking for affordable and reliable car insurance, consider getting a quote from Loya car insurance.

FAQ

What is Loya car insurance?

Loya car insurance is a non-standard auto insurance company that provides affordable coverage to high-risk drivers.

What types of coverage does Loya car insurance offer?

Loya car insurance offers a variety of coverage options, including bodily injury liability, property damage liability, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.

What are the benefits of choosing Loya car insurance?

The benefits of choosing Loya car insurance include affordable rates, flexible payment options, and excellent customer service.

How can I get a quote from Loya car insurance?

You can get a quote from Loya car insurance by visiting the company’s website or calling their toll-free number.

Is Loya car insurance available in all states?

No, Loya car insurance is currently available in seven states: California, Colorado, Georgia, Illinois, Nevada, New Mexico, and Texas.