James River Insurance Company: Providing Innovative Insurance Solutions

James River Insurance Company is a leading specialty insurer that offers a wide range of insurance products to businesses across various industries. With over 50 years of experience in the insurance industry, James River Insurance Company has established a reputation for providing innovative insurance solutions that are tailored to meet the specific needs of its clients.

Company Overview

Founded in 1969, James River Insurance Company has its headquarters in Richmond, Virginia. The company is rated A (Excellent) by A.M. Best, the leading insurance rating agency. James River Insurance Company has a strong financial backing and is committed to providing its clients with the best possible service.

James River Insurance Company specializes in excess and surplus lines insurance, which includes coverage for risks that are not covered under standard insurance policies. The company offers insurance products for various industries, including construction, healthcare, hospitality, real estate, and transportation.

Excess and Surplus Lines Insurance

Excess and surplus lines insurance is a segment of the insurance industry that provides coverage for risks that are not covered under standard insurance policies. This type of insurance is typically used by businesses that have unique risks or require higher levels of coverage than what is available through standard insurance policies.

James River Insurance Company specializes in excess and surplus lines insurance and has developed expertise in underwriting and managing risks that are not covered by standard insurance policies. The company’s goal is to provide its clients with customized insurance solutions that meet their specific needs.

Insurance Products

James River Insurance Company offers a wide range of insurance products to businesses across various industries. The company’s insurance products include:

Insurance Products
Description
General Liability
Covers claims arising from bodily injury, property damage, and personal injury.
Excess Liability
Covers claims that exceed the limits of a primary liability policy.
Professional Liability
Covers claims arising from professional services provided by businesses.
Commercial Auto
Covers claims arising from accidents involving vehicles used for business purposes.
Workers’ Compensation
Covers claims arising from work-related injuries or illnesses.

FAQ

What industries does James River Insurance Company serve?

James River Insurance Company serves businesses across various industries, including construction, healthcare, hospitality, real estate, and transportation.

What is excess and surplus lines insurance?

Excess and surplus lines insurance is a segment of the insurance industry that provides coverage for risks that are not covered under standard insurance policies.

What insurance products does James River Insurance Company offer?

James River Insurance Company offers a wide range of insurance products, including general liability, excess liability, professional liability, commercial auto, and workers’ compensation.

What is the rating of James River Insurance Company?

James River Insurance Company is rated A (Excellent) by A.M. Best, the leading insurance rating agency.

Where is James River Insurance Company headquartered?

James River Insurance Company is headquartered in Richmond, Virginia.

Overall, James River Insurance Company is a leading specialty insurer that provides innovative insurance solutions to businesses across various industries. With its expertise in excess and surplus lines insurance, the company is committed to providing customized insurance solutions that meet the specific needs of its clients.