IUD Cost without Insurance: Everything You Need to Know

Getting birth control is a smart choice. Not only does it protect women from unwanted pregnancies, but it can also help regulate periods and reduce the risk of certain cancers. However, the cost of birth control can be a barrier for many women, especially those without insurance. In this article, we’ll be discussing the cost of the intrauterine device (IUD), and how it can be made more affordable for those without insurance.

What is an IUD?

An IUD is a small T-shaped device that is inserted into the uterus to prevent pregnancy. It is a long-acting reversible contraceptive that can provide protection for up to 10 years. There are two types of IUDs: hormonal and non-hormonal. Hormonal IUDs release a small amount of progesterone, while non-hormonal IUDs are made of copper.

How Does an IUD Work?

An IUD prevents pregnancy in two ways. Firstly, it thickens the cervical mucus, making it difficult for sperm to reach the egg. Secondly, it changes the lining of the uterus, making it harder for a fertilized egg to implant.

How Effective is an IUD?

IUDs are one of the most effective forms of birth control, with a failure rate of less than 1% per year. This is because once the device is inserted, there is no need to remember to take a pill or use a barrier method, which can be less reliable.

How Much Does an IUD Cost?

The cost of an IUD can vary depending on a number of factors, such as the type of IUD, the region in which you live, and the healthcare provider you choose. Without insurance, the cost can range from $500 to $1,300 or more. In addition to the cost of the device itself, there may also be charges for insertion and follow-up appointments.

Can I Get an IUD for Free?

If you don’t have insurance, there are still options to get an IUD for free or at a reduced cost:

Free Clinics
There are many free clinics that offer IUDs at no cost, or for a reduced fee based on income.
Planned Parenthood
Planned Parenthood offers IUDs at a reduced cost, based on income. They also accept insurance and offer assistance with insurance enrollment.
If you meet the income qualifications, Medicaid can cover the cost of an IUD.

Are There Any Risks or Side Effects?

As with any medical procedure, there are risks and side effects associated with getting an IUD. Some of the most common side effects include cramping, spotting, and irregular periods. However, these usually go away after a few months. There is also a small risk of the device being expelled or perforating the uterus, but this is rare.


How long does the procedure take?

The insertion procedure usually takes around 10-15 minutes, but the whole appointment can last up to an hour.

How long does it take to recover?

Some women may experience cramping and discomfort for a few days after insertion, but most can resume normal activities the next day.

Can IUDs be removed?

Yes, IUDs can be removed at any time by a healthcare provider.

Can IUDs be used as emergency contraception?

While IUDs are not typically used as emergency contraception, they can be inserted up to five days after unprotected sex to prevent pregnancy.

Are there any restrictions on who can get an IUD?

Most women can use an IUD, but there may be some restrictions based on medical history. It is important to talk to a healthcare provider to determine if an IUD is right for you.

Overall, getting an IUD can be a great choice for women who want long-term, reliable birth control. While the cost may seem high, there are options available to make it more affordable. If you’re thinking about getting an IUD, talk to your healthcare provider to determine if it’s right for you.