In my opinion, one should not drive without car insurance. My own car is very precious to me because I spent a large part of my income trying to buy it. So I had decided at that time to take out the very best insurance for my car. You never know when your precious car will be involved in an accident and the vehicle will need to be repaired.
Despite my interest in cars, I always thought auto insurance was limited to just the vehicles we drove ourselves. But in this day and age when even pets aren’t safe from the clutches of insurance, why should other people’s cars be overlooked as well?
I found out a lot about comprehensive car insurance coverage a few days ago when I was browsing the World Wide Web looking for good car insurance quotes. Who would have thought that comprehensive auto insurance also covered the cars that crashed into ours? Apparently so. Therefore, if tomorrow some crazy driver rams his headlights into your taillights; your insurance can also cover the damage to the offending car.
Isn’t that a little hard to swallow? After all, if it’s the other man’s fault, why would my insurance company finance the damage to his vehicle? But that’s how some comprehensive auto insurance policies work. Imagine, if you are a driver with little experience, and you accidentally crash into the car in front of you, and that car has this kind of insurance, you will escape the accident without a hole in your pocket.
Personally, I’m not sure I’d want to bear the damage done to someone else’s vehicle through their own rashness or careless driving. However, if I’m the rash or careless driver, it would be a big load off my chest if I have major repair work to do and my insurance company steps in to cover it.
The thought is interesting. It’s not something that would have really crossed my mind. Maybe that’s because I don’t like to pay for someone else’s recklessness. But then insurance companies want to increase their turnover. The only way to get an ever-growing number of customers is to come up with such gimmicky methods that make people think and talk.
If you are looking for a comprehensive car insurance policy for your car, take a look at the various offers in the cyber world. If the idea of paying for third-party cars doesn’t seem too exciting to you, consider checking out some more mundane car insurance deals.
Recommended
- Traffic violations, car insurance and your rates Auto insurance is already expensive enough. You don't need a traffic fine to get your premium even higher. Therefore, it is important to drive carefully, courteously and within legal speed limits. This way you do not give a police officer any reason to pull you over and hand you an…
- Understanding why auto insurance premiums are very expensive Today we all complain about the high cost of living. It seems like everyone who owns and drives a car is hit with a hefty dose of bills to wrestle with: car purchase costs, fuel costs, maintenance and repair costs - and the super BIG ONE - auto insurance premiums.…
- Cheap Car Insurance - Your profession and what you pay You can get auto auto insurance cheaply if your occupation is such that you enjoy insurance company concessions. You are therefore encouraged to know how and which companies favor your profession so that you can take advantage of it. If you read this article thoroughly and follow the instructions carefully,…
- Choosing between different types of commercial car insurance… Running a business that uses cars can be tough, but dealing with commercial auto insurance can be tougher, especially if you don't know which one to choose. One of the most challenging decisions you will make as a business owner is choosing the right insurance policy that can protect your…
- 6 tips for buying a used car Have you thought about buying a card car? If so, you're not alone. About 40 million used cars are sold to new buyers every year. Since there are countless choices, you will find it difficult to choose the best car. Below is a list of some key tips to make…
- Commercial auto insurance, what it is What does this form of car insurance do? This form of auto insurance is created to protect companies or businesses in the event of an accident, theft, injury or damage to the company vehicles. This also includes coverage for business employees who drive the vehicles or hire vehicles used for…
- Car insurance estimate for a car and a van - 3 tips for… Car insurance is one of those things that nobody really wants to buy. That is, until you have an accident. Then car insurance can become your best friend.And even if you never think you'll be in a car accident, you're still required by law to get insurance in most places.But…
- Car insurance with full coverage at cheap rates: Some insurance companies may list themselves as providers of very cheap no-deposit auto insurance or cheap full coverage auto insurance. But what they are doing here is that they are providing an insurance policy that only covers the bare necessities of life that can easily help one to be called…
- The top 10 most stolen classic cars It's sad but true that if you want to know the real value of classic cars, it's best to turn to criminals. After all, these crooks know exactly what to steal to get the most money to line their pockets and are always looking to make more money.So you could…
- Small used cars are hot The demand for smaller used cars is extremely high, which is not the norm. Most people go for the bigger used vehicles which are generally considered safer with lower car insurance rates. However, this is not the case in the current market.It's not that surprising to experts, though. They compare…
- How to find and install auto parts on your own vehicle Are you one of those people who is mechanically inclined? If so, congratulations, while I can do simple car repairs, I'd rather not, especially with the way cars are getting more and more complicated these days. But if you like it and want to save some money, you can save…
- Car insurance benefits No matter how many people complain, the fact is that if you want to legally drive a car in the United States, you need to have some sort of car insurance policy. As often as people complain about having to make large payments to keep their policy, it's not just…
- Types of commercial vehicle and truck insurance for special… When dealing with commercial auto and truck insurance, you may think that most vehicles just fit into a broad umbrella classification. For example, if you drive a truck, you need commercial truck insurance, and it's that simple and straightforward. Except that's not really the case. Here we look at some…
- Lower Auto Insurance Rates - 5 Proven Ways Here are five proven ways to get lower auto insurance rates…1) Go for a car that has anti-lock brakes, alarm system, daytime running lights and other safety or security features. Such cars have a high safety rating. They will attract lower auto insurance rates.2) If you want to save a…
- Tips, tricks and advice about car insurance Don't expose yourself to financial burdens by not having car insurance for yourself or your teenage drivers! Having car insurance protects you and helps offset costs should you have a car accident. Use the following tips to choose the right auto insurance company for you or your teenage driver.When choosing…
- Breakdown cover in the US We're pretty sure the term Roadside Assistance is used in the UK, but of course the Americans who normally do things bigger than anyone else sometimes also offer this insurance as a roadside assistance policy and often have a generic name like a car club. But even though on paper…
- Why Buy GAP Insurance? When you buy a car you need to get car insurance, it is required by law, but if you write off your car it will generally only cover the market value of your car at the time. What happens if you owe more on your car loan or need more…
- Tips for buying car insurance Auto insurers underwrite policies to evaluate the risk given to each insurance applicant. During this process, a person is grouped into a category, such as a high-risk, low-risk, teen or elderly driver. If this risk associated with the applicant is deemed too high, the application may be refused coverage altogether.…
- Automotive companies - Top manufacturers and their models Automotive companies around the world produce a variety of cars, such as cars of different models. The automotive industry is one of the fastest growing industries. With a history of more than a century, the automotive industry has seen the entry of many small and large car companies in different…
- How to save money with classic car insurance If you own a classic car, you are aware of the need for appropriate insurance. In recent years, the realization has come that the price of insurance for classic cars was unjustified. Owners of these vehicles are known to be much more cautious than regular drivers. You drive slower and…